1 would like it_______ by credit card，may I?A...

1 would like it_______ by credit card，may I?

A．to pay    B．pay    C．paying   D．paid

高二英语单项填空中等难度题查看答案及解析

How will the woman pay for the toy?

A. In cash.　　 B. By check.　　 C. By credit card.

高二英语短对话简单题查看答案及解析

—Can I pay by credit card?

—Yes, _________.

A. with pleasure  B. take care        C. no problem   D. don’t mention it

高二英语单项填空中等难度题查看答案及解析

According to a study by SallieMae, 84 percent of undergraduate students have credit cards, and by the time they are seniors, they have accumulated US＄4,100 in debt, on top of whatever student loans they may have taken out.

Credit cards are the most convenient form of payment, and they are aggressively marketed to college students. Reportedly, a typical college student carries 4.6 credit cards and US＄3,173 in credit card debt.

Credit cards seem to be a fact of life, not just student life. In the long term, using a credit card properly and paying off the balance can help establish a card history and increase your credit score, which will come in handy when you need an important loan, for a house or car, for example. Your credit score can affect even unrelated things like insurance rates. Credit cards also offer more protection for users than debit cards （借记卡）.Under federal law, the credit card holder is only responsible for the first US＄50 in fraudulent(欺诈的)purchases in cases of theft or loss. However, debit card users are responsible for the first US＄500.

SallieMae found some good news in the fact that two thirds of students had discussed credit issues with their parents, but 84 percent said they needed more information. Those who didn’t get any guidance were more likely to be surprised when they found out how much they owed.

While credit cards offer the easiest access to money, they make it easy to live outside your means. Less than a fifth of students surveyed paid off their balance every month, and carrying a balance brings finance charges, sometimes at a very high interest rates.

SallieMae found that almost 40 percent of students chose their first credit card based on direct mail, which is probably why students get credit card offers in the mail. But when the credit card offers flow in, be sure that you read the fine print. Offers of low or no interest rates can disappear, leaving you a debt that climbs beyond your ability to pay it off.

1. What does the first paragraph imply?

A. Most of the senior students are shocked to see how much they owed.

B. Students can only take out loans from credit cards.

C. Most of students’ loans come from credit cards.

D. Credit cards have a bad effect on college students.

2. The underlined part “come in handy” in the third paragraph probably means “_______”.

A. bring trouble          B. make mistakes       C. be important        D. be useful

3. According to SallieMae, what is the possible reason why students get so many credit card offers in the mail?

A. Many students’ first credit card is based on direct mail.

B. It costs the banks little to mail out credit cards.

C. Students don’t like to go to the bank to open a credit card account.

D. Banks have no other way to let students use their credit cards.

4.What is the theme of the third paragraph?

A. The advantages of using debit cards.

B. The similarities between credit cards and debit cards.

C. The advantages of using credit cards.

D. Credit cards are the most convenient form of payment.

高二英语阅读理解中等难度题查看答案及解析

Whatever we may need to buy，we can use our credit cards．This is a change from the older days when we had to first check whether cards were accepted．Today，everybody, from retailers（零售商) to lenders，accepts credit cards．Attitudes towards credit cards have also changed a lot．People used to be

very careful of using their cards；but this is no longer the case. People today prefer to take out their cards as soon as they get to the cash counter．A swipe (刷卡) and a sign are all it takes，and you can walk home with the bill and all the things you buy．

The credit card is much easier to carry than cash and it is not at all surprising that the former becomes the most preferred way of payment．A credit card takes up very little space in our wallets，and yet，it holds the power of a large sum of cash．Paying by credit cards is also a good way of keeping bills on where all of our money goes．

Moreover，it has become much easier to get credit cards these days．I constantly have cold callers calling up to offer me “great new credit card deals”．Salesmen occasionally walk into our office offering discounts if a group of people decide to sign up a certain kind of credit card plan at the same time．However，this can also cause a problem．Nowadays，we always run the

risk of getting some kinds of wastes．When the terms seem too good to be true，we should make sure that we always read the printed items carefully．Before signing for a credit card，it is necessary to know its advantages and disadvantages．The only way to deal with this is to do our homework, before we go credit card hunting．

1.We learn from Paragraph 1 that ________ ．

A．people can use credit cards anytime，anywhere

B．people used to have to check up on credit cards

C．people are more careful using credit cards nowadays

D．people can take their goods home just by swiping their cards

2.One of the main advantages of credit cards is that________．

A．they occupy less space compared with other modes of payment

B．they are more powerful than cash

C．they are easy to get，and save money

D．they help users keep track of what they spend on

3.When signing for a credit card，people should ________.

A．ask for a discount

B．understand the dangers

C．read every word of the contract carefully

D．understand that the salesman is most likely to offer false information

4.In the last sentence the writer tells us that ________ ．

A．we should know the advantages and disadvantages of credit cards before using them

B．we should finish work before going shopping with a credit card

C．we should check which credit cards are accepted before using them

D．we should make sure that our credit cards are real before using them

高二英语阅读理解中等难度题查看答案及解析

There is nothing wrong with using a credit card for purchases. It’s more _______ than carrying loads of cash.

高二英语单项填空中等难度题查看答案及解析

Is it ever a good idea admitting a teenager to carry a credit card?

My kids watch closely as I swipe the card through the register. They’ve seen me do it hundreds, thousands of times. Cool. They are itching to swipe it through the machine themselves. When we walk out of the store with our groceries or pet food, or whatever, it’s almost as though money has not changed hands, painless, easy.

So it shouldn’t be shocking to discover that teenagers are becoming card carrying consumers in their own right. The question is, should they?

While some argue it’s best to teach kids how to use a credit card while still living under the family roof, not everyone agrees. Dave Ramsey, financial expert says getting credit card for your teenager is actually “an excellent way to teach him or her to be financially irresponsible.”

Now parents are required to co-sign on credit cards for children under 21. “If their name is on the credit card, then the parent may say, Hey, my name is on this. Don’t get me into trouble,” says Mary Beth Pinto, a marketing professor. “When parents were the co-obligors (共同借贷人), the children caused less debt. If the parents are the co-obligors, the tendency is that the parents were explaining how to use the cards.” Still, Pinto believes parents should start the process much earlier. “Yes, there has to be teaching going on and it has to start when they’re younger. You’re not going to get rid of credit cards. They are here to stay. You have to have them. You can’t fight progress,” Pinto said.

Ramsey, however, disagrees. “Throwing teens into a pool of (credit) sharks is a sure way to guarantee a life-time of heartache.” he said, “You can make online purchases and rent a car with a credit card. Of course, you must have money in your bank account before you can make a purchase with a credit card. But paying for things with money is what you are supposed to do.”

1.The author mentioned her experience in Para 2 mainly to _____.

A. prove the convenience of using credit cards　　　　　　

B. tell what impression credit cards leave on kids

C. give advice on using credit cards wisely　　　　　　

D. explain the pleasure credit cards bring to customers

2.The underlined word “itching” in Para 2 can be replaced by _____.

A. eager　　　　 B. afraid　　　 C. embarrassed　　　 D. thankful

3.What’s Ramsey’s attitude towards teens’ using credit cards?

A. He feels it is worth a try.　　　

B. He is very supportive.

C. He is strongly against it.　　　

D. He considers it as a pleasant experience.

4.Pinto will most likely agree that _____.

A. parents should let teens own their credit cards earlier

B. you shouldn’t be in control of credit cards

C. it is never good for anyone to get a credit card

D. learning to use credit cards is practical

高二英语阅读理解中等难度题查看答案及解析

The Internet has led to a huge increase in credit-card fraud. Your card information could even be for sale in an illegal Web site. Web sites offering cheap goods and services should be regarded with care. On-line shoppers who enter their credit-card information may never receive the goods they thought they bought.

The thieves then go shopping with your card number or sell the information over the Internet.

Computers hackers have broken down security systems, raising questions about the safety of cardholder information. Several months ago, 25 000 customers of CD Universe, an on-line music retailer(批发商), were not lucky. Their names, addresses and credit-card numbers were posted on a Web site after the retailer refused to pay US $157 828 to get back the information.

Credit-card firms are now fighting against on-line fraud. Master card is working on plans for Web-only credit card, with a lower credit limit. The card could be used only for shopping on-line.

However, there are a few simple steps you can take to keep from being cheated.

Ask about your credit-card firm’s on-line rules: Under British law, cardholders are responsible for the first US $78 of any fraudulent spending.

And shop only at secure sites: Send your credit-card information only if the Web site offers advanced secure system.

If the security is in place, a letter will appear in the bottom right-hand corner of your screen. the Web site address may also start with https://-- the extra “s” stands for secure. If in doubt, give your credit-card information over the telephone.

Keep your password safe: Most online sites require a user name and password before placing an order. Treat your passwords with care.

1.What do most people worry about the Internet according to this passage?

A. A lot of stolen credit-cards were sold on the Internet.     B. Fraud on the Internet.

C. Many Web sites are destroyed.                D. Many illegal Web sites are on the Internet.

2.What is the meaning of “fraud”?

A. cheating           B. sale            C. payment                     D. safety

3.How can the thieves get the information of the credit-card?

A. The customers give them the information.

B. The thieves steal the information from Web sites.

C. The customers sell the information to them. D. Both A and B.

4.How many pieces of advice does the passage give to you?

A. Four. 　　  　B. Three.         C. Five. 　      　D. Six.

5.You are shopping on the site: http: //www. shopping. com, and you want to buy a TV set, what does this article suggest doing?

A. Order the TV set at once.        B. Do not buy the TV set on this site.

C. E-mail the site your credit-card information.

D. Tell the site your password and buy the TV set for you.

高二英语阅读理解中等难度题查看答案及解析

听下面一段较长对话，回答以下小题。

1.What does the man want to do?

A.Open a credit card account. B.Check his credit report. C.Pay off credit card debt.

2.How many valid credit cards does the man have now?

A.None. B.One C.Five.

3.What caused the man's problem?

A.He had unpaid debts. B.He was unable to pay. C.He failed to pay on time.

高二英语长对话中等难度题查看答案及解析

The manager suggested the workers’ pay ______ by 10 percent.

A. should increased　　 　　 B. would be increased

C. increased　 　　　　 　　　 D. be increased

高二英语单项填空中等难度题查看答案及解析