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A recent study by Citi Retail Services found that a growing number of people are embracing digital wallets or e-wallets,due in large part to their convenience and ease of use.

E-wallets have been called the future of real-world payment technology.With major players like Alipay,WeChat and Apple Pay becoming popular,it seems to be a safe bet that a change in consumer payment technology is coming soon.

CNN reporter Paul Ripley experienced a day in Beijing without his wallet."In China's largest cities,you can definitely survive without carrying a pocket full of cash and credit cards-as long as you've got your smartphone."He paid for breakfast by scanning a QR code on the window of a hole-in-the-wall restaurant.All he had to do was to enter a password and the transaction was complete.

Unlike the situations in the US and other countries,"China doesn't have a really money-making credit card system,so Chinese people just skipped credit cards and went straight to mobile payments."Gu Yu,co-founder of the new payment app Mileslife,told CNN.He also pointed out the advantages of mobile payments."No coins or bills that can be lost or stolen.electronic receipts,the ease of keeping rack of spending-and of course,no wallet taking up space."he said.

However,if we want to make e-wallets a mainstream trend a lot of things will have to change over the coming years.Perhaps one of the most important things that need to be changed is how people regard e-wallets.Linda Barrabee,research director for NPD Connected Intelligence, said in a statement."In order to promote on-the-go consumer transactions and commerce,wireless carriers,credit card companies,and e-commerce companies need to make sure the process is convenient,simple,and secure for consumers."

1.More consumers tend to use e-wallets because they are     .

A. fashionable   B. enjoyable

C. handy   D. economic

2.Paul Ripley's example is used mainly to show that     .

A. Smartphone payments are available in every part of China now.

B. Life in Beijing has become the most advanced in the world

C. You can buy anything you want using mobile payments in Beijing.

D. Mobile payments are popular in large cities in China like Beijing

3.Which of the following statement is NOT rue according to the passage?

A. There will be no more cash or credit card payments in the near future.

B. Digital-wallets will save up much space in your bag when you go out.

C. How people consider digital wallets will influence the popularity of digital wallet

D. The Chinese credit card system has partly caused the popularity of digital wallets

4.What is the last paragraph mainly about?

A. E-wallets is much safer and more convenient than traditional payments.

B. There is still a long way to make e-wallets become the main trend in our life.

C. E-wallets will be definitely a mainstream trend in our life.

D. E-commerce companies will make great profits by using e-wallets in the future.

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