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Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.
Recently, two major US student loan lenders — Citibank and JPMorgan Chase — announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit, they are reluctant to offer students low-interest loans that need a several-year wait for any return of interest.
In the US, many undergraduates top up their financial needs with a private loan, although the majority can get government-funded loans. In the 2005-2006 academic year, $17 billion in private student loans was used to finance higher education. The shortfall in private funding has yet to be covered and will hit many US students hard.
Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government-funded loans and grants (助学金). Their biggest concern is a sudden steep increase in student rent.
Most young professionals now rent houses, since 80 percent of UK mortgage schemes (住房抵押贷款计划) have disappeared — a direct result of the credit crisis. This has boosted the house rent market.
In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of ￡103. Yet, despite students’ suffering, the number of this year’s university applications is expected to grow. During economic slumps (经济萧条时期), people regard further education as a way to survive tough job markets.
1.According to the passage, banks are unwilling to offer students loans because ________.
A．the students are poor and sometimes they can’t pay off the debt
B．banks prefer lending the money to the young professionals
C．banks don’t have enough money left at the present time
D．they think college students are not studying hard
2.The underlined phrase “top up” in Paragraph 3 probably means ________.
A．put up B．make up C．fill up D．pick up
3.Which of the following is NOT true according to the passage?
A．UK college students have to pay more if they want to rent houses.
B．More UK students want to further their study in college.
C．It is not so easy for US students to loan money now.
D．College students’ tuition fees have risen greatly.
4.It can be inferred that ________.
A．there are no private student loan lenders in the UK
B．loans for US college students will be increased next year
C．private funding falls a little because of higher-interest loans in the US
D．private loans play a very important role in financing US students’ education
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The financial crisis won’t happen in China because the country has a ________ financial system and $ 1.8 trillion if foreign exchange reserves.
A．close B．closely C．closing D．closed
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(2009·江苏，23)Because of the financial crisis，days are gone ________ local 5－star hotels charged 6,000 yuan for one night.
A．if B．when C．which D．since
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Because of the financial crisis, days are gone __________ local 5-star hotels charged 6,000 yuan for one night.
A. if B. when C. which D. since
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In __face of the global financial crisis, we must be all of __mind.
A．the; the B．不填; 不填 C．the; 不填 D．不填;a
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In view of the global financial crisis, every possible means ________ to stimulate the economic development in China.
A．have tried B．have been tried
C．has tried D．has been tried
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. The company’s profit drop ____ in the last three months of 2009 due to the financial crisis.
A. narrowly B. sharply C. roughly D widely
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As is known to all, the financial crisis firstly broke out in the United States,_____ the group of developed countries.
A. belonging to B. belonged to C. belongs to D. is belonged to
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The Chinese economy is still doing well _______ the current financial crisis.
A. on behalf of B. in spite of
C. in terms of D. in consequence of
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Half a year before graduation from college, my son began to seek a job. __1__ the financial crisis(危机), fewer companies would like to __2__ new staff. My son targeted a company that was __3__ to hire only one person __4__ there were more than twenty people filling their resumes(简历).
After the interview, there would only be 3 who could enter the final round, which would later ____5____ one person to be employed. Everything seemed to go quite ____6____ and my son passed the first round and entered the final round in a week.
On the day of the final interview, my son and other two __7__ arrived at the interview place on time, __8__ the test. Unexpectedly, the interview was unbelievably __9__. The interviewer only said to them, “All of you are very super. Please go home and wait for our __10__. We will tell you the __11__ in 3 days. Good luck to all of you!” On the morning of the third day, my son received a text from the company shortly after breakfast that he was not employed. We all felt very __12__.
In nightfall that day, my son suddenly told me __13__ on the phone, “Dad, I have been employed!” Greatly surprised, I could not wait to ask him, “What’s the whole __14__?” My son told me that he received another text saying that he was employed. Actually the first text sent to my son was also __15__ of the test in the interview. Three men received the same text this morning and only my son’s __16__ was “Thank you” while the others said “Goodbye”.
Only then did I know that my son’s “hope” __17__ in that way. That is, when you feel disappointed, do not __18__ to say “thank you” to the one who disappoints you. Saying “thank you” shows respect for others’ work and shows your grand __19__. Therefore, while under the same condition, you will get the upper hand in terms of __20__ compared with others!
1.A. As to B. Due to C. Instead of D. Contrary to
2.A. promote B. train C. employ D. discover
3.A. encouraged B. allowed C. supposed D. intended
4.A. while B. since C. though D. if
5.A. meet B. attract C. decide D. represent
6.A. slowly B. smoothly C. secretly D. silently
7.A. members B. students C. friends D. candidates
8.A. waiting for B. watching over C. thinking about D. looking into
9.A. formal B. simple C. funny D. strange
10.A. information B. notice C. order D. return
11.A. result B. choice C. mark D. idea
12.A. annoyed B. puzzled C. disappointed D. shocked
13.A. doubtfully B. excitedly C. calmly D. worriedly
14.A. matter B. cause C. conclusion D. interview
15.A. middle B. ending C. part D. course
16.A. way B. reply C. problem D. question
17.A. changed B. grew C. came D. developed
18.A. expect B. forget C. dislike D. regret
19.A. generosity B. curiosity C. dignity D. personality
20.A. abilities B. strengths C. challenges D. opportunities