Some of the United States’ biggest banks have closed their doors to students at community colleges, for-profit universities and other less competitive schools, even as they continue to extend government-backed loans to students at eh nation’s top universities.
Citibank has been among the most active in rebuilding the list of colleges it serves. JPMorgan Chase, PNC and SunTrust say have not dropped whole loan plans, but are cutting colleges. Some less-selective four-year colleges, like Eastern Oregon University and William Jessup University, say they have been dropped by some lenders.
The practice suggests that if the credit crisis and poor conditions in the student loan business continue, some of the nation’s neediest students will be hurt most. The difficulty of borrowing money may keep them from attending school or force them to take a semester（学期） off. For those who have got student loans, they will end up with less attractive terms and may run a greater risk of dropping out if they have to change lenders in the middle of their college year.
Tuition and loan amounts can be quite small at community colleges. But these institutions, which are a stepping stone to other educational programs or to better jobs, often draw students from the lower ranks of the economic classes. According to the most recent data, about a third of US graduates took out loans, a majority of them guaranteed by the government.
“If put too many obstacles in their way to get a loan, they ’ll take a third job or use a credit card,” said Jacqueline K. Bradley, assistant director for financial aid at Mendocino College. “That almost guarantees that they won’t be as successful in their college career.”
Some loan companies have stopped the students loan business entirely, viewing it as unprofitable in the current environment. Students attending first-class, expensive, public and private four-year universities can expect to remain plentiful. The banks generally say these loans are bigger, more profitable, and less risky, perhaps in part because the banks expect graduates from these universities to earn more.
So far, financial aid administrators say they have been able to find some lenders that students can switch to, but this is costly to students--- in money and time.
59. Who will be the most upset at the news?
A. A poor students at a top university. B. A poor students at a community university.
C. A bank clerk dealing with student loan business.
D. A teacher from a for-profitable university.
60. With too many obstacles in their way to get a loan, students will probably __________.
A. switch to top universities B. cancel their credit cards
C. fail in their exams D. win a scholarship
61. When they say something is “government-backed”, you mean it is ___________.
A. guaranteed by the government B. dropped by the government
C. against government D. for government
62. What is the best title for the passage?
A. The students loan business in America. B. Banks and universities in America.
C. Student loans start to drop colleges. D. Credit crisis starts to affect loans.
高三英语阅读理解简单题
Some of the United States’ biggest banks have closed their doors to students at community colleges, for-profit universities and other less competitive schools, even as they continue to extend government-backed loans to students at eh nation’s top universities.
Citibank has been among the most active in rebuilding the list of colleges it serves. JPMorgan Chase, PNC and SunTrust say have not dropped whole loan plans, but are cutting colleges. Some less-selective four-year colleges, like Eastern Oregon University and William Jessup University, say they have been dropped by some lenders.
The practice suggests that if the credit crisis and poor conditions in the student loan business continue, some of the nation’s neediest students will be hurt most. The difficulty of borrowing money may keep them from attending school or force them to take a semester（学期） off. For those who have got student loans, they will end up with less attractive terms and may run a greater risk of dropping out if they have to change lenders in the middle of their college year.
Tuition and loan amounts can be quite small at community colleges. But these institutions, which are a stepping stone to other educational programs or to better jobs, often draw students from the lower ranks of the economic classes. According to the most recent data, about a third of US graduates took out loans, a majority of them guaranteed by the government.
“If put too many obstacles in their way to get a loan, they ’ll take a third job or use a credit card,” said Jacqueline K. Bradley, assistant director for financial aid at Mendocino College. “That almost guarantees that they won’t be as successful in their college career.”
Some loan companies have stopped the students loan business entirely, viewing it as unprofitable in the current environment. Students attending first-class, expensive, public and private four-year universities can expect to remain plentiful. The banks generally say these loans are bigger, more profitable, and less risky, perhaps in part because the banks expect graduates from these universities to earn more.
So far, financial aid administrators say they have been able to find some lenders that students can switch to, but this is costly to students--- in money and time.
59. Who will be the most upset at the news?
A. A poor students at a top university. B. A poor students at a community university.
C. A bank clerk dealing with student loan business.
D. A teacher from a for-profitable university.
60. With too many obstacles in their way to get a loan, students will probably __________.
A. switch to top universities B. cancel their credit cards
C. fail in their exams D. win a scholarship
61. When they say something is “government-backed”, you mean it is ___________.
A. guaranteed by the government B. dropped by the government
C. against government D. for government
62. What is the best title for the passage?
A. The students loan business in America. B. Banks and universities in America.
C. Student loans start to drop colleges. D. Credit crisis starts to affect loans.
高三英语阅读理解简单题查看答案及解析
Young people in the United States do not have a strong understanding of the world and their place in it.
Two U. S.—based groups, the Council on Foreign Relations and the National Geographic, Society commissioned an online survey earlier this year. They wanted to know what young people educated in American colleges knew about geography, U. S. foreign policy, recent international events, and economics.
The survey was given to over 1,200 Americans between the ages of 18 and 26 years. All of them presently attending, or having previously graduated from, a 2-or 4-year college or university.
The average test score, out of 75 total possible answers, was 55 percent. The study identifies a few important problems. For example, only 30 percent knew that the only part of the U. S. government that can declare war is Congress. Only 60% of those taking the survey could identify Brazil on a world map.
Part of the problem, argue the organizers of the survey, is the internet. They say it is becoming harder to find high-quality information about world events amongst all the fake news and trivia which swamp the web. Forty-three percent of those questioned said they read about the news on Facebook.
Another problem is that most college courses do not require students to learn about international issues. If such information is not required, Richard Haass from the Council on Foreign Relations said, then the United States could have leaders like Gary Johnson. He was a recent presidential candidate who did not know about the Syrian city of Aleppo when a reporter asked him about it.
The survey results were not all bad. The young people also demonstrated a good understanding of climate change and renewable energy. And the majority of them said that international issues were becoming more important to them.
Haass says these findings suggest the need to find was to get good information to students, both in school and online. To help, the Council on Foreign Relations is creating a new program called CFR Campus, designed to help build knowledge about global issues.
1.What can we learn about the survey?
A. All the participants were recent university graduates
B. It was an online survey conducted by two US universities
C. Its aim is to figure out what the young people know about America
D. It was given to over 1,200 American people aged from 18 to 26
2.What’s one reason survey organizers give for young people’s lack of knowledge?
A. Young people are unwilling to travel abroad
B. The sources from which they get their information
C. The US university system is of poor quality
D. Their lack of interest in knowing more about the world
3.According to the survey, what topic did the young Americans understand best?
A. Environmental matters B. Geographic information
C. Foreign relations D. Government organizations
4.In which column of a newspaper could we find this article?
A. Economics B. Entertainment
C. Politics D. Education
高三英语阅读理解中等难度题查看答案及解析
Young people in the United States do not have a strong understanding of the world and their place in it.
Two U. S.— based groups, the Council on Foreign Relations and the National Geographic, Society commissioned an online survey earlier this year. They wanted to know what young people educated in American colleges knew about geography, U. S. foreign policy, recent international events, and economics.
The survey was given to over 1,200 Americans between the ages of 18 and 26 years. All of them presently attending, or having previously graduated from, a 2- or 4-year college or university.
The average test score, out of 75 total possible answers, was 55 percent. The study identifies a few important problems. For example, only 30 percent knew that the only part of the U. S. government that can declare war is Congress. Only 60% of those taking the survey could identify Brazil on a world map.
Part of the problem, argue the organizers of the survey, is the internet. They say it is becoming harder to find high-quality information about world events amongst all the fake news and trivia which swamp the web. Forty-three percent of those questioned said they read about the news on Facebook.
Another problem is that most college courses do not require students to learn about international issues. If such information is not required, Richard Haass from the Council on Foreign Relations said, then the United States could have leaders like Gary Johnson. He was a recent presidential candidate who did not know about the Syrian city of Aleppo when a reporter asked him about it.
The survey results were not all bad. The young people also demonstrated a good understanding of climate change and renewable energy. And the majority of them said that international issues were becoming more important to them.
Haass says these findings suggest the need to find was to get good information to students, both in school and online. To help, the Council on Foreign Relations is creating a new program called CFR Campus, designed to help build knowledge about global issues.
1.What can we learn about the survey?
A.All the participants were recent university graduates.
B.It was an online survey conducted by two US universities.
C.Its aim is to figure out what the young people know about America.
D.It was given to over 1,200 American people aged from 18 to 26.
2.What’s one reason survey organizers give for young people’s lack of knowledge?
A.Young people are unwilling to travel abroad.
B.The sources from which they get their information.
C.The US university system is of poor quality.
D.Their lack of interest in knowing more about the world.
3.According to the survey, what topic did the young Americans understand best?
A.Environmental matters. B.Geographic information.
C.Foreign relations. D.Government organizations.
4.In which column of a newspaper could we find this article?
A.Economics. B.Entertainment.
C.Politics. D.Education.
高三英语阅读理解中等难度题查看答案及解析
Young people in the United States do not have a strong understanding of the world and their place in it.
Two US-based groups, the Council on Foreign Relations and the National Geographic Society, conducted an online survey last year. They wanted to know what young people in American colleges knew about geography, U.S. foreign policy, recent international events, and economics.
The survey was given to over 1,200 Americans between the ages of 18 and 26 years. All of them presently attending, or having previously graduated from, a 2- or 4-year college or university.
The average test score, out of 75 total possible answers, was 55 percent. The study identifies a few important problems. For example, only 30 percent knew that the only part of the U.S. government that can declare war is Congress. Only 60% of those taking the survey could identify Brazil on a world map.
Part of the problem, argue the organizers of the survey, is the Internet. They say it is becoming harder to find high-quality information about world events amongst all the fake news and trivia which swamp the web. Forty-three percent of those questioned said they read about the news on Facebook.
Another problem is that most college courses do not require students to learn about international issues. If such information is not required, Richard Haass from the Council on Foreign Relations said, then the United States could have leaders like Gary Johnson. He was a recent presidential candidate who did not know about the Syrian city of Aleppo when a reporter asked him about it.
The survey results were not all bad. The young people also demonstrated a good understanding of climate change and renewable energy. And the majority of them said that international issues were becoming more important to them.
Haass says these findings suggest the need to find ways to get good information to students, both in school and online. To help, the Council on Foreign Relations is creating a new program called CFR Campus, designed to help build knowledge about global issues.
1.What do we know about the survey?
A. The participants were all recent university graduates.
B. It was an online survey conducted by two US universities.
C. It was given to over 1,200 American people aged from 18 to 26.
D. It aimed to find out what the young people know about America.
2.What’s one reason survey organizers give for young people’s lack of knowledge?
A. The poor quality of the US university system.
B. Young people’s unwillingness to travel abroad.
C. The sources from which they get their information.
D. Their lack of interest in knowing more about the world.
3.What topic did the young Americans understand best according to the survey?
A. Government organizations. B. Geographic information.
C. Foreign relations. D. Environmental matters.
4.In which column of a newspaper could we find this article?
A. Economics. B. Education.
C. National Politics. D. Entertainment.
高三英语阅读理解中等难度题查看答案及解析
Young people in the United States do not have a strong understanding of the world and their place in it.
Two US-based groups, the Council on Foreign Relations and the National Geographic Society, conducted an online survey last year. They wanted to know what young people in American colleges knew about geography, U.S. foreign policy, recent international events, and economics.
The survey was given to over 1,200 Americans between the ages of 18 and 26 years. All of them presently attending, or having previously graduated from, a 2- or 4-year college or university.
The average test score, out of 75 total possible answers, was 55 percent. The study identifies a few important problems. For example, only 30 percent knew that the only part of the U.S. government that can declare war is Congress. Only 60% of those taking the survey could identify Brazil on a world map.
Part of the problem, argue the organizers of the survey, is the Internet. They say it is becoming harder to find high-quality information about world events amongst all the fake news and trivia which swamp the web. Forty-three percent of those questioned said they read about the news on Facebook.
Another problem is that most college courses do not require students to learn about international issues. If such information is not required, Richard Haass from the Council on Foreign Relations said, then the United States could have leaders like Gary Johnson. He was a recent presidential candidate who did not know about the Syrian city of Aleppo when a reporter asked him about it.
The survey results were not all bad. The young people also demonstrated a good understanding of climate change and renewable energy. And the majority of them said that international issues were becoming more important to them.
Haass says these findings suggest the need to find ways to get good information to students, both in school and online. To help, the Council on Foreign Relations is creating a new program called CFR Campus, designed to help build knowledge about global issues.
1.What do we know about the survey?
A. The participants were all recent university graduates.
B. It was an online survey conducted by two US universities.
C. It was given to over 1,200 American people aged from 18 to 26.
D. It aimed to find out what the young people know about America.
2.What’s one reason survey organizers give for young people’s lack of knowledge?
A. The poor quality of the US university system.
B. Young people’s unwillingness to travel abroad.
C. The sources from which they get their information.
D. Their lack of interest in knowing more about the world.
3.What topic did the young Americans understand best according to the survey?
A. Government organizations. B. Geographic information.
C. Foreign relations. D. Environmental matters.
4.In which column of a newspaper could we find this article?
A. Economics. B. Education.
C. National Politics. D. Entertainment.
高三英语阅读理解中等难度题查看答案及解析
More than half of parents in the United States are helping , or have helped their adult children who have been hit by high unemployment and stagnant（无变化的）wages, according to a new survey. It showed that present economic conditions are discouraging young adults from leaving home and forcing those who have already gone, so - called boomerang children, to return.
“Parents are continuing their financial involvement longer than we expected,” said Ted Beck, the president and CEO of National Endowment for Financial Education (NEFE).
About 60 percent of parents questioned in the survey said they are helping their adult children who are no longer in school financially, providing housing and living expenses.
For an increasing number of adult children, the situation is bad. Two - thirds of adult children, aged 18 to 39, who are not in school said they faced tougher financial pressures than previous generations, according to the survey. And nearly one - third of parents agreed that it was easier for them to earn money than for their children.
Parents are helping their children out of genuine concern, and because they do not want to see them struggle. But Beck said that parents who make sacrifices to help their adult children should be cautious about their own finances.
“If you are taking on extra debt or delaying retirement to help your adult child, you could be making a mistake and putting your own financial future in danger.” Beck warned.
Boomerang children can also cause other problems for their parents. Thirty percent of parents said they had given up privacy since their adult children moved back home, while more than a quarter have taken on added debt, and ten percent have delayed retirement. But the survey also showed that 42 percent of adult children living at home are helping with the cooking and cleaning.
1.The underlined words “boomerang children” in the first paragraph likely means ________.
A. adult children visiting parents often
B. married adult children
C. adult children depending on parents for financial support
D. adult children independent and successful in life
2.What is Ted Beck’s suggestion to the parents?
A. Asking their children to help with the housework.
B. Leaving their children to struggle to live.
C. Being careful when helping their children financially.
D. Putting off their time of retirement.
3.According to the survey, we can know that ________.
A. about 50% of parents give money to their adult children to cover the daily cost
B. two - thirds of adult children are faced with financial problems in school
C. one - third of adult children earn money more easily than their parents
D. one in ten parents has delayed retirement
4.What is the main idea of the whole text?
A. Adult children are less independent.
B. Parents help support adult children.
C. Bad conditions affect children a lot.
D. Adult children like living with parents.
高三英语阅读理解中等难度题查看答案及解析
People in the United States have many ways to get news, some of which are available 24 hours a day. In a recent survey（调查）, about 15 percent of American interviewees said that they spend less than one-half to two hours per day watching, listening to, or reading the news. News comes from every source, not only from printed ways, but from TV, radio, and the Internet as well.
With the increased availability of news, serious questions have been raised about the role of the news media in society. Should the media report every detail about every story, even when the information does not seem timely or valuable? Some researchers are concerned that by focusing on everything at once, the media increasingly ignore the more important social, political and economic problems that we face. We cannot concentrate on what’s important by reading about what is not. One extreme example of this is the type of information covered by the tabloid（小报）media, which focus on negative stories of violence and crime.
How can people deal with all the news that is available to them? Some become “news resisters” and choose to turn their backs on news, resisting their desire to turn on the TV and read the paper every day. They argue that although daily news reports may provide us with many facts, they do not include the background or some information that we need to understand news events. They suggest that, instead of daily reports, we look for information that has more in-depth analysis of the news, such as monthly magazines.
1.What percentage of the interviewees spend less than one half to two hours per day paying attention to the news? (within 3 words)
2.According to the researchers, what is the disadvantage of news media? (within 6 words)
3.How do you describe tabloid media? (within 5 words)
4.Who are “news resisters”? (within 9 words)
5.What information does “news resisters” look for? (within 2 words)
高三英语其他题中等难度题查看答案及解析
Market analysts in the United States have recently been quoted as saying that the biggest threat to the luxury (奢侈品) industry in the US is the tech industry. This is according to an article by fellow journalist Ashley Lutz. Her suggestion is sound. The main idea of her article is that products from Tiffany & Co. find their biggest competition not from other luxury brands but from companies like Apple. Lutz points out that luxury products are often only for “show,” while the attraction behind tech products is functionality.
You find few people in the United States today willing to purchase luxury goods at full price. It didn’t use to be that way. Luxury goods used to be actually exclusive. That meant you needed to travel to the right store to purchase them, and you didn’t even have the option of getting a deal.
Today, no one wants to pay full price for luxury goods. People have the unfortunate belief that fakes (赝品) somehow are equal to originals, and if you can’t get a deal on eBay, Amazon, or in an outlet store, purchasing a luxury product probably isn’t worth it. Luxury brands struggle to remain high-end (高档的) images despite the reality that the American consumer is motivated much more by discounts than they are by brand names or image.
Yet people stand in line to pay full price for a new product from Apple and crowds gather to hear about a new smart phone. While electronics are updating every day, people are purchasing technology at full prices much more than they are purchasing luxury goods. What are high-tech makers doing right that luxury makers are pitifully failing at?
Carefully looking at the situation, it would appear as if the Internet didn’t hurt the luxury industry, expectation from the consumers did. What people want these days more than anything is stuff that does something. They want cars that drive, shoes that are comfortable, games that are fun to play, screens that are beautiful to look at, tools that are useful, and entertainment that is entertaining. Little of that fits into what the luxury industry has typically offered with its status, image, and fine materials. The sad reality is that luxury products aren’t that luxury any more.
1.What does this passage mainly talk about?
A. Nobody likes luxury goods any more.
B. Luxury goods are of poor quality nowadays.
C. Tech products become the new “luxury goods”.
D. Iphones have taken the place of luxury products.
2.The underlined word “exclusive” in paragraph 2 means _______.
A. unique and with no bargain B. low in price
C. hard to find D. easy to sell
3.From paragraph 3 we can know that _______.
A. people have found that some luxury goods are fakes
B. people can buy luxury goods at a low price on eBay
C. luxury brands will give up high-end images
D. consumers prefer brand names to discounts
4.What do people pay most attention to nowadays?
A. The Internet service. B. The images of luxuries.
C. The function of products. D. The expectation from the consumers.
高三英语阅读理解中等难度题查看答案及解析
Market analysts in the United States have recently been quoted as saying that the biggest threat to the luxury (奢侈品) industry in the US is the tech industry. This is according to an article by fellow journalist Ashley Lutz. Her suggestion is sound. The main idea of her article is that products from Tiffany & Co. find their biggest competition not from other luxury brands but from companies like Apple. Lutz points out that luxury products are often only for “show,” while the attraction behind tech products is functionality.
You find few people in the United States today willing to purchase luxury goods at full price. It didn’t use to be that way. Luxury goods used to be actually exclusive. That meant you needed to travel to the right store to purchase them, and you didn’t even have the option of getting a deal.
Today, no one wants to pay full price for luxury goods. People have the unfortunate belief that fakes (赝品) somehow are equal to originals, and if you can’t get a deal on eBay, Amazon, or in an outlet store, purchasing a luxury product probably isn’t worth it. Luxury brands struggle to remain high-end (高档的) images despite the reality that the American consumer is motivated much more by discounts than they are by brand names or image.
Yet people stand in line to pay full price for a new product from Apple and crowds gather to hear about a new smart phone. While electronics are updating every day, people are purchasing technology at full prices much more than they are purchasing luxury goods. What are high-tech makers doing right that luxury makers are pitifully failing at?
Carefully looking at the situation, it would appear as if the Internet didn’t hurt the luxury industry, expectation from the consumers did. What people want these days more than anything is stuff that does something. They want cars that drive, shoes that are comfortable, games that are fun to play, screens that are beautiful to look at, tools that are useful, and entertainment that is entertaining. Little of that fits into what the luxury industry has typically offered with its status, image, and fine materials. The sad reality is that luxury products aren’t that luxury any more.
1.What does this passage mainly talk about?
A. Nobody likes luxury goods any more.
B. Luxury goods are of poor quality nowadays.
C. Tech products become the new “luxury goods”.
D. Iphones have taken the place of luxury products.
2.The underlined word “exclusive” in paragraph 2 means _______.
A. unique and with no bargain B. low in price
C. hard to find D. easy to sell
3.From paragraph 3 we can know that _______.
A. people have found that some luxury goods are fakes
B. people can buy luxury goods at a low price on eBay
C. luxury brands will give up high-end images
D. consumers prefer brand names to discounts
高三英语阅读理解中等难度题查看答案及解析
Children in the United States are exposed to many influences other than that of their families．Television is the most significant of these influences，because the habit of watching television usually begins before children start attending school．
Parents are concerned about the lack of quality in television programs for children．The degree of violence in many of these shows also worries them．Studies indicate that，when children are exposed to violence，they many become aggressive or insecure.
Parents are also concerned at，out the commercials that their children see on television． Many parents would like to see fewer commercials during programs for children．And some parents feel that these shows should not have any commercials at all because young minds are not mature enough to deal with the claims made by advertisers．
Educational television has no commercials and has programs for children that many parents approve of The most famous of these is Sesame Street，which tries to give preschool children a head start in learning the alphabet(字母)and numbers．It also flies to teach children useful things about the world in which they live．
Even though most parents and educators give Sesame Street and shows like it high marks for quality，some critics argue that all television，whether educational or not，is harmful to children．These critics feel that the habit of watching hours of television every day turns children into bored and passive(被动的)consumers of their world rather than encouraging them to become active explorers of it．
1.Which of the following statements is NOT based on the passage?
A．Parents are worried about the influence from television on their children
B．Television has much influence on children
C．Both parents and their children like watching educational television．
D．Some critics think that television is no good for children．
2.In what ways do children suffer from television?
A．They become the victims of social violence
B．They spend hours watching television instead of doing school work
C．The programs make the children lose interest in the world．
D．The programs make the children spend too much of their parents’ money
3.Parents would not like their children to see commercials because ____
A．they think that their children ore not old enough to handle advertising
B．commercials teach children alphabet and numbers
C．commercials help to sell products
D．they don’t like commercials
高三英语阅读理解中等难度题查看答案及解析