With credit cards ________ available, it is m...

28. With credit cards ________ available, it is more frequent to see consumers pay for their purchases or bills by card instead of by cash.

A. occasionally　　　　　 B. merely

C. relevantly　　　　 　 　 D. abundantly

高三英语单项填空中等难度题查看答案及解析

With credit cards ________ available, it is more frequent to see consumers pay for their purchases or bills by card instead of by cash.

A. occasionally　　　　　 B. abundantly　　　　　 C. relevantly　　　　　 D. merely　

高三英语单项填空中等难度题查看答案及解析

There is nothing wrong with using a credit card for purchases. It’s more _______ than carrying loads of cash.

A．convenient        B．valuable           C．sensitive          D．innocent

高三英语单项填空简单题查看答案及解析

There is nothing wrong with using a credit card for purchases. It’s more _______ than carrying loads of cash.

A. convenient            B. valuable                  C. sensitive                D. innocent

高三英语单项填空中等难度题查看答案及解析

So convenient _______ to pay by credit card that more and more people apply for their credit cards.

A. do people find     B. people find it       C. find people         D. do people find it

高三英语单项填空中等难度题查看答案及解析

Do you think it is ever a good idea for a teenager to have a credit card?

My kids watch closely as I swipe the card through the register．They’ve seen me do it hundreds, thousands of times．Cool．They are itching to swipe it through the machine themselves． When we walk out of the store with our groceries or pet food, or whatever, it’s almost as though money has not changed hands, painless, easy．

So it shouldn’t be shocking to discover that teenagers are becoming card carrying consumers in their own right．The question is, should they?

While some argue it’s best to teach kids how to use a credit card while still living under the family roof, not everyone agrees． Dave Ramsey, financial expert says getting a credit card for your teenager is actually, “an excellent way to teach him or her to be financially irresponsible．”

Now parents are required to co-sign on credit cards for children under 21．“If their name is on the credit card, then the parent may say, ‘Hey, my name is on this．Don’t get me into trouble,” says Mary Beth Pinto, a marketing professor．“When parents were the co-obligors（共同借贷人），the children caused less debt．If the parents are the co-obligors, the tendency is that the parents were explaining how to use the cards．” Still, Pinto believes parents should start the process much earlier．“Yes, there has to be teaching going on and it has to start when they’re younger． You’re not going to get rid of credit cards．They are here to stay． You have to have them． You can’t fight progress,” Pinto said．

Ramsey, however, disagrees．“Throwing teens into a pool of （credit）sharks is a sure way to guarantee a life-time of heartache,” he said．“You can make online purchases and rent a car with a credit card．Of course, you must have money in your bank account before you can make a purchase with a credit card．But paying for things with money is what you are supposed to do．”

1.The author mentioned her experience in Para 2 mainly to______．

A． prove the convenience of using credit cards

B． tell what impression credit cards leave on kids

C． give advice on using credit cards wisely

D． explain the pleasure credit cards bring to customers

2.The underlined word in Para 2 can be replaced by __________．

A． eager           B． afraid          C． embarrassed     D． thankful

3.What’s Ramsey’s attitude towards teens’ using credit cards?

A． He feels it is worth a try

B． He is very supportive

C． He is strongly against it

D． He considers it as a pleasant experience

4.Pinto will most likely agree that __________．

A． parents should let teens own their credit cards earlier

B． you shouldn’t be in control of credit cards

C． it is never good for anyone to get a credit card

D． learning to use credit cards is practical

高三英语阅读理解困难题查看答案及解析

With the development of the Internet, it has resulted in a huge increase in credit-card fraud. Your card information could even be for sale in an illegal web site.

Web sites offering cheap goods and services should be regarded with care.

On-line shoppers who enter their credit-card information may never receive the goods they thought they bought. The thieves then go shopping with your card number — or sell the information over the Internet. Computers hackers have broken down security systems, raising questions about the safety of cardholder information. Several months ago, 25, 000 customers of CD Universe , an on-line music retailer(零售商), were not lucky. Their names, addresses and credit-card numbers were posted on a Web site after the retailer refused to pay US $157, 828 to get back the information.

Credit-card firms are now fighting against on-line fraud. MasterCard is working on plans for Web — only credit card, with a lower credit limit. The card could be used only for shopping on-line. However, there are a few simple steps you can take to keep from being cheated.

Ask about your credit-card firm’s on-line rules: Under British law, cardholders have to pay the first US $78 of any fraudulent(欺骗性的) spending.

And shop only at secure sites; Send your credit-card information only if the Web site offers advanced secure system.

If the security is in place, a letter will appear in the bottom right-hand corner of your screen. The Website address may also start https: //—the extra “s” stands for secure. If in doubt, you’re your credit-card information over the telephone.

Keep your password safe: Most on-line sites require a user name and password before placing an order. Treat your passwords with care.

1.What is the meaning of “fraud”?

A. Safety.　　　 B. Sale.　　　　 C. Payment.　　　　 D. Cheating.

2.What do most people worry about the Internet according to this passage?

A. Fraud on the Internet.

B. Many Web sites are destroyed.

C. Many illegal Web sites are on the Internet.

D. A lot of stolen credit-cards were sold on the Internet.

3.How can the thieves get the information of the credit card?

A. The customers give them the information.

B. The thieves steal the information from Web sites.

C. The customers sell the information to them.

D. The thieves buy the information from credit-card firms.

4.You are shopping on the site: http: // www. Shopping. com, and you want to buy a TV set, what does this article suggest you do?

A. Order the TV set at once.

B. Do not buy the TV set on this site.

C. E-mail the site your credit-card information.

D. Tell the site your password and buy the TV set for you.

5.How many pieces of advice does the passage give to you?

A. six.　　　 B. three.　　　 C. Five.　　　 D. four.

高三英语阅读理解中等难度题查看答案及解析

The moment a college student arrives on campus, he or she is bombarded with credit card offers. Advertisements for student credit cards are everywhere: in bags at the bookstore, in the campus newspaper, in your regular mailbox, in the residence halls.

With so many college students graduating with large amounts of credit card debt (figures vary, but most are at least in the thousands), learning how to manage a student credit card can be an important lesson for any student. While using a card wisely can be an important part of building credit and making it through a difficult time, knowing how to use a card wisely can be the hard part.

Stick to the following rules when, and if, you need to use a credit card:

You can repay the charge(s) within the card’s next billing cycle.

You must meet your basic needs, like food, clothing and shelter, but set rules and be aware that you will need to repay those charges at the end of the month.

You can talk to the financial aid office in your school for an alternative in “emergency” situations.

If you do want a credit card, just be smart about it. (They let you in to that school because of your brain, right?) Don’t automatically get the first one you find. Shop around for a card that has the lowest interest rate possible, and consider places that may not be advertising on campus. Additionally, be aware of any card’s repayment options: When will payments be due? How much will they be? A credit card is not like a loan that comes with a grace period(宽限期)after you graduate and waits until you are done with school. That new sweater and nice dinner out will need to be paid back right away.

1.What does the underlined phrase in Paragraph 1 mean?

A. Be confused by.　　　　 　 B. Be terribly hurt by.

C. Be attracted by.　　　　　 D. Be surrounded by.

2.Which of the following statements is TRUE?

A. A college freshman should be careful when choosing a credit card.

B. Students should take a lesson about how to use a credit card wisely.

C. A credit card will be the only help for students in emergency situations.

D. The author doesn’t appreciate the idea of having a credit card on campus.

3.What’s the best tittle for this passage?

A. Economic Tips for College Students

B. Dos and Don’ts in Using Student Credit Cards

C. Mistakes about Student Credit Cards Use in College

D. Student Credit Cards –– What You Need to Know

4.If this is a passage of a college newspaper, in which column can we read it?

A. Entertainment.　　　　　　 B. Advertisement.

C. Economy.　　　　 　　　　 　 D. Education.

高三英语阅读理解中等难度题查看答案及解析

听下面一段较长对话，回答以下小题。

1.Why is the man worried about Carol?

A.She lost her credit card.

B.She fails to pay her money back.

C.She is crazy about buying things.

2.What will the man do to deal with Carol’s problem?

A.Remain silent.

B.Talk to her about it.

C.Try to ask her family for help.

高三英语长对话中等难度题查看答案及解析

Although credit cards are becoming a more acceptable part of the financial scene, they are still regarded with doubts by many as being a major part of the “live now pay later” syndrome（综合症）．Along with hire-purchase, rental and leasing schemes（租赁项目）, they provide encouragement to spend more money．Of course, it is only the hotheaded who give way to the temptation to live, temporarily at least, beyond their means, and such people would no doubt manage to do so even without credit cards．

Advertising campaigns have, however, promoted a growing realization of the advantages of these small pieces of plastic. They prevent need to carry large amounts of cash and are always useful in emergencies．

All the credit card organizations charge interest on a monthly basis which may work out as high as 25 per cent a year, yet sensible purchasing using a card can mean that you obtain up to seven weeks, interest-free credit．Using the card abroad, where items frequently take a long time to be included on your account, can extend this period even further．

It is worthwhile shopping around before deciding on a particular credit card. It is necessary to consider the amount of credit granted; interest rates, which may vary slightly; the number and range of outlets（经销店）, though most cards cover major garages, hotels, restaurants and department stores; and of course, what happens if your card is lost or stolen．A credit card thief may be sitting on a potential goldmine particularly if there is a delay in reporting the loss of the card．

However, if used wisely, a credit card can cost nothing, or at least help to tide you over a period of financial difficulty．

1.The hotheaded are people who ________．

2.The disadvantage of credit cards is ________．

3.Deciding on a particular credit, you do not have to consider ________．

4.The underlined words in the last paragraph probably means ________．

高三英语阅读理解困难题查看答案及解析