According to a study by SallieMae, 84 percent of undergraduate students have credit cards, and by the time they are seniors, they have accumulated US $ 4,100 in debt, on top of whatever student loans they may have taken out.
Credit cards are the most convenient form of payment, and they are aggressively marketed to college students.Reportedly, a typical college student carries 4.6 credit cards and US $ 3,173 in credit card debt.
Credit cards seem to be a fact of life, not just student life. In the long term, using a credit card properly and paying off the balance can help establish a card history and increase your credit score, which will come in handy when you need an important loan, for a house or car, for example.Your credit score can affect even unrelated things like insurance rates.Credit cards also offer more protection for users than debit cards(借记卡).Under federal law, the credit card holder is only responsible for the first US $ 50in fraudulent(欺诈的) purchases in cases of theft or loss.However, debit card users are responsible for the first US $ 500.
SallieMae found some good news in the fact that two thirds of students had discussed credit issues with their parents, but 84 percent said they needed more information.Those who didn't get any guidance were more likely to be surprised when they found out how much they owed.
While credit cards offer the easiest access to money, they make it easy to live outside your means.Less than a fifth of students surveyed paid off their balance every month, and carrying a balance brings finance charges, sometimes at a very high interest rates.
SallieMae found that almost 40 percent of students chose their first credit card based on direct mail, which is probably why students get credit card offers in the mail. But when the credit card offers flow in, be sure that you read the fine print.Offers of low or no interest rates can disappear, leaving you a debt that climbs beyond your ability to pay it off.
1.What does the first paragraph imply?
A.Most of the senior students are shocked to see how much they owed.
B.Students can only take out loans from credit cards.
C.Most of students' loans come from credit cards.
D.Credit cards have a bad effect on college students.
2.The underlined part "come in handy" in the third paragraph probably means “________ ”
A.bring trouble B.make mistakes
C.be important D.be useful
3.According to SallieMae, what is the possible reason why students get so many credit card offers in the mail?
A.Many students' first credit card is based on direct mail.
B.it costs the banks little to mail out credit cards.
C.Students don't like to go to the bank to open a credit card account.
D.Banks have no other way to let students use their credit cards.
4.What is the theme of the third paragraph?
A.The advantages of using debit cards.
B.The similarities between credit cards and debit cards.
C.The advantages of using credit cards.
D.Credit cards are the most convenient form of payment.
5.According to SallieMae, how many students had not discussed credit issues with their parents?
A.l/3 B.2/3 C.l/4 D.3/4
高三英语阅读理解中等难度题
According to a study by SallieMae, 84 percent of undergraduate students have credit cards, and by the time they are seniors, they have accumulated US $ 4,100 in debt, on top of whatever student loans they may have taken out.
Credit cards are the most convenient form of payment, and they are aggressively marketed to college students.Reportedly, a typical college student carries 4.6 credit cards and US $ 3,173 in credit card debt.
Credit cards seem to be a fact of life, not just student life. In the long term, using a credit card properly and paying off the balance can help establish a card history and increase your credit score, which will come in handy when you need an important loan, for a house or car, for example.Your credit score can affect even unrelated things like insurance rates.Credit cards also offer more protection for users than debit cards(借记卡).Under federal law, the credit card holder is only responsible for the first US $ 50in fraudulent(欺诈的) purchases in cases of theft or loss.However, debit card users are responsible for the first US $ 500.
SallieMae found some good news in the fact that two thirds of students had discussed credit issues with their parents, but 84 percent said they needed more information.Those who didn't get any guidance were more likely to be surprised when they found out how much they owed.
While credit cards offer the easiest access to money, they make it easy to live outside your means.Less than a fifth of students surveyed paid off their balance every month, and carrying a balance brings finance charges, sometimes at a very high interest rates.
SallieMae found that almost 40 percent of students chose their first credit card based on direct mail, which is probably why students get credit card offers in the mail. But when the credit card offers flow in, be sure that you read the fine print.Offers of low or no interest rates can disappear, leaving you a debt that climbs beyond your ability to pay it off.
1.What does the first paragraph imply?
A.Most of the senior students are shocked to see how much they owed.
B.Students can only take out loans from credit cards.
C.Most of students' loans come from credit cards.
D.Credit cards have a bad effect on college students.
2.The underlined part "come in handy" in the third paragraph probably means “________ ”
A.bring trouble B.make mistakes
C.be important D.be useful
3.According to SallieMae, what is the possible reason why students get so many credit card offers in the mail?
A.Many students' first credit card is based on direct mail.
B.it costs the banks little to mail out credit cards.
C.Students don't like to go to the bank to open a credit card account.
D.Banks have no other way to let students use their credit cards.
4.What is the theme of the third paragraph?
A.The advantages of using debit cards.
B.The similarities between credit cards and debit cards.
C.The advantages of using credit cards.
D.Credit cards are the most convenient form of payment.
5.According to SallieMae, how many students had not discussed credit issues with their parents?
A.l/3 B.2/3 C.l/4 D.3/4
高三英语阅读理解中等难度题查看答案及解析
Screen time increases by 300 percent between the ages of 1 and 3 according to a recent study. In a perfect world, parents would always choose outdoor time over screen time. But for many parents, decreasing screen time isn't as simple as it sounds. That's because screens are increasingly used as an entertainment and distraction(分心)tool for kids which parents think is necessary due to a lack of quality childcare.
The United States government defines affordable childcare as care costing no more than 7 percent of a family's total income, yet more than 40 percent of families say they set aside more than 15 percent of their total income for it, according to a 2019 survey published by Care. com.
Affordable childcare in America is a dream. “Screen time is used as a last substitute for childcare for many families,” says licensed child therapist(治疗师)Katie Lear. “Particularly for parents who work from home, it can be hard to justify hiring a caregiver or paying for daycare. And yet children need to be able to keep themselves occupied during important work calls. Turning on the TV can buy the parent some valuable time during what can be a very tiring day."
If affordable childcare wasn't just a daydream, if the system we have wasn't dependent on two incomes, if parents could actually afford not to work 50+ hours a week, if childcare centers could afford to pay their workers a desirable wage, then maybe, we'd see screen time decrease instead of increase. We know our kids should be interacting with something other than You Tube videos and flash games for hours a week. But before we fix our broken system and before affordable, quality childcare becomes a reality, parents and caregivers are going to do whatever they can to make it, and that includes using screens as passive childcare.
1.Why do parents allow their children to spend much time on screens?
A.To please their children.
B.To make up the lack of quality childcare.
C.To attract kids' attention to classes online.
D.To help children learn about necessary technology.
2.What do the statistics in Paragraph 2 indicate?
A.Childcare workers have high income.
B.Childcare centers are popular in America.
C.Childcare is a heavy burden for parents.
D.Childcare is supported by local government.
3.Why is Lear mentioned in the text?
A.To uncover the reason for screen time as childcare.
B.To prove the advantages of adopting c-products.
C.To present the ways of parents' improving childcare.
D.To explain the benefits of hiring a caregiver.
4.What's the key in reducing children's screen time?
A.Enough company time. B.High income in the family.
C.Turning off the TV. D.Hiring a caregiver.
高三英语阅读理解中等难度题查看答案及解析
阅读下面短文并回答问题,然后将答案写到答题卡相应的位置上(请注意各小题后面的词数要求)。
(1) According to one study, words send only 7 percent of a person's message.Intonation(语调) and voice quality communicate 38 percent, and nonverbal (not using or involving words) cues (暗看专)transmit a large 55 percent. That means people pick up more from nonverbal communication than from the words a person says. When studying a foreign culture then, it just makes sense to pay attention to how people use nonverbal cues.
(2) Gestures make up a major form of nonverbal communication. But often these gestures are culture-bound. For example, when the Maoris of New Zealand stick out their tongue at someone, it is a sign of respect. When American schoolchildren make the same gesture, it means just the opposite. Also, Americans often indicate "OK" with their thumb and forefinger touching to form a circle. The same gesture means"money" to the Japanese and "zero" to the French. For that reason, people in a foreign culture must use gestures with caution.
(3) Another part of nonverbal communication is the one that you might not think about—space. When someone comes too close, he feels uncomfortable. When he knocks into someone, he feels obligated(有义务的) to apologize. But the size of a person's "comfort zone" varies, depending on his culture or ethnic origin. For example, in casual conversation, many Americans stand about four feet apart. People in Latin or Arabic cultures, instead,________ and touch each other often.
(4) Considering the effects of nonverbal communcation, we never rea11y stop communicating. How we walk, how we stand and how we use our hands all send a message to others. That's why it’s possible to "read someone like a book. "
1.Why do we pay more attention to nonverbal cues in a foreign country? (no more than 10 words)
_______________________________________________________________
2.What is the main idea of Paragraph 2? (no more than 3 words)
___________________________________________________________________
3.How does an American feel when an Arab stands too close to him? (no more than 3 words)
_____________________________________________________________________
4.Fill in the blank in Paragraph 3 with proper words. (no more than 6 words)
___________________________________________________________________
5.What does the passage mainly talk about? (no more than 6 words)
______________________________________________________________________
高三英语其他题中等难度题查看答案及解析
According to a report by the United Nations,54 percent of the world’s population lives in urban areas and it predicts that by 2050,this figure will have increased to around 70 percent.But as more and more people migrate from the countryside to the city to get better opportunities,they can end up with nowhere to live.
This is true in places such as Rio de Janeiro,where migrants can’t rent or buy a home,and they end up building their own communities and houses on unoccupied land.These are called shanty towns—poor communities where the houses are built out of cheap materials—and often don’t have any electricity or water supply.
These are,of course,not the megacities(大城市)of the future we want to see. Some serious urban planning is needed to make our cities of the future good,safe and modern places to live in. This involves improving the infrastructure(基础设施),the housing conditions and also the opportunities for education and employment.
Something urban planners are looking at now is the creation of “smart cities”. According to John Rossant,founder and chairman of the non-profit organization New Cities Foundation ,technology is the way forward.He thinks that it’s generally accepted that“cloud computing, ubiquitous internet,robust 5G networks,etc,will transform our cities.” He says technology is really “a game changer” in urbanisation. It would collect large amounts of data about how a city is performing and may improve how a city functions.
This may sound like a utopian(乌托邦似的)view. For now,some big cities around the world are trying out more low—tech schemes to try and make them desirable places to live and work in. Building shared—ownership housing and improving public transport are some ways. And encouraging cycling and building bike lanes can keep the population healthy and cut down on smog. What would make your city a better place to live in?
1.What’s the text mainly about?
A.The city of the future. B.The increase of the population.
C.Urban construction. D.The function of smart cities.
2.Why does the author mention Rio de Janeiro in Paragraph 2?
A.To show the growth of the world population.
B.To show the problems in urbanization.
C.To show poor living conditions of the city.
D.To show financial trouble of the city.
3.What plays an important role in the creation of smart cities?
A.Technology. B.Urban planning.
C.The infrastructure of the city. D.Opportunities for education.
4.What can we know from the last paragraph?
A.High-tech plans can be easily realized.
B.Public transport is well developed in cities.
C.Shared-ownership houses make no sense.
D.Ways of low-tech are available at present.
高三英语阅读理解中等难度题查看答案及解析
Air pollution shortens human lives by more than a year, according to a new study from a team of leading environmental engineers and public health researchers. Better air quality could lead to a significant extension of lifespan(寿命) around the world.
It is the first time that data on air pollution and the lifespan has been studied together in order to check how air pollution affects overall life expectancy.
The researchers looked at outdoor air pollution from particulate matter (PM)(颗粒物) smaller than 2.5 microns. These particulates can enter deep into the lungs, and breathing PM 2.5 is associated with the increased risk of heart attacks, strokes and cancers. PM 2.5 pollution comes from power plants, cars and trucks, fires, agriculture and industrial emissions(排放物).
Led by Joshua Apte, the team used data from the Global Burden of Disease Study to measure PM 2.5 air pollution exposure and its consequences in 185 countries. They then quantified the national impact on life expectancy for each individual country as well as on a global scale.
“The fact that air pollution is a major global killer is already wellknown,” said Apte. “And we all care about how long we can live. Here, we were able to systematically identify how air pollution shortens lives around the world. What we found is that air pollution has a very large effect on survival — on average about a year globally.”
In the context of other significant phenomena negatively affecting human survival rates, Apte said this is a big number. “For example, it’s considerably larger than the benefit in survival we might see if we found cures for both lung and breast cancer combined,” he said. “In countries like India and China, the benefit for elderly people of improving air quality would be especially large. For much of Asia, if air pollution were removed as a risk for death, 60yearolds would have a 15 percent to 20 percent higher chance of living to age 85 or older.”
1.What do we know about PM 2.5?
A.It has a bad effect on human health. B.It will be controlled in the future.
C.It only comes from industrial emissions. D.It spreads to the world from Asian countries.
2.What did the researchers do to study how air pollution affects the lifespan?
A.They collected accurate information from all the Asian countries.
B.They employed the research data to calculate the effect.
C.They studied the disease and lifespan together time and time again.
D.They measured particulate matter much more carefully than before.
3.What can be inferred from the text?
A.The key to people living longer is good air quality.
B.People think air pollution is the most dangerous killer to them.
C.Apte will agree that people should take action to deal with air pollution.
D.Factories should decrease the production of cars to stop air pollution.
4.What is the best title for the text?
A.The Way Human Beings Enjoy a Longer Lifespan
B.The Importance of Getting Rid of Air Pollution
C.Asian People Are Suffering from Serious Air Pollution
D.Air Pollution Reduces the Lifespan by More than One Year
高三英语阅读理解中等难度题查看答案及解析
It’s easy to make a fitness decision on New Year’s Eve. 1. According to a recent study, 60 percent of people give up on their decision by February. However, you can increase your chances of success with these stick-with-it strategies (策略).
●Start by asking yourself,“Why?”
A fitness decision is rarely about fitness. It’s important to ask yourself why this fitness decision is important to you on a deeper level. 2. Discover exactly what that something is and use it to push yourself to keep going when you feel like giving up.
●3.
You’re far more likely to stick to your goal if you make it as specific as possible. Determine exactly what you’re going to do and when you’re going to achieve it. Deadline are necessary, if you’re serious about making your fitness decision stick.
● Start small and build motivation.
4. Instead, break your fitness goal into a series of smaller challenges, and celebrate every victory along the way. Fitness resolution is hard. Focus on the progress you’re making, no matter how small it seems.
● Focus on fun.
When it comes to making a long-term change, fun is fundamental. It’s hard to consistently force yourself to do something you hate. 5. Listen to your favorite music at the gym. Do everything you can to make your physical activity enjoyable, because that’s the only way you’re going to want to keep doing it.
A.What’s motivating you to make a change?
B.So, if you hate running, try cycling instead.
C.New Year’s Eve is a great opportunity to have fun.
D.Be specific about what you want to accomplish and set a deadline.
E.Write down your fitness decision and share it with your family and friends.
F.If you try to change too much too quickly, you’re setting yourself up for failure.
G.The challenge lies in putting it into practice and sticking with it for the long-term.
高三英语七选五中等难度题查看答案及解析
Eating 40 percent less food could extend a person`s life by 20 years, according to scientists.
Researchers at the Institute of Health Ageing at University College London are developing a treatment that they hope will fight the `disease` of getting older.
They are looking into how genetics(遗传学) and lifestyle can affect ageing and add years, possibly decades, to a person`s life.
Age-related diseases such as cardiovascular disease, cancer and neuro degeneration can also be treated, it is claimed.
They want to find out how the life of a rat can be increased by up to 30 percent simply by reducing its food intake.
Researcher Dr. Piper told the Independent : `If you reduce the diet of a rat by 40 percent it will live for 20 or 30 percent longer. So we would be talking 20 years of human life. This has shown on all sorts of animals, even Labradors(a kind of dog).`The scientists are also studying fruit flies, which share 60 percent of human genes and age in a similar manner, and mice.
They have already made the healthy lifespan(寿命) longer in both flies and mice by using drug treatments and a balanced diet. It is hoped that this combination will also work to extend(延长) human life. Dr. Piper said: `If we discover the genes involved with ageing, we should be able to delay ageing itself. This is what we`ve found.`
He added that the field of research into extending life is only a decade old, so remains `in theory . It is their special approach to treating all age-related diseases caused by the `disease` of ageing itself that sets their research apart.
1.The author writes this text in order to_____.
A. encourage people to eat as little as possible
B. tell people how harmful food is to their health
C. introduce an on-going research on delaying ageing
D. show how similar mice and humans are to each other
2.How can people live longer according to the text?
A. Exercise regularly.
B. Reduce their diet properly.
C. Vary their lifestyles constantly.
D. Change their genes completely.
3.What does the underlined sentence in the last paragraph suggest?
A. The research is effort-taking.
B. The result of the research is reliable.
C. The research has been done for a long time.
D. There’s a long way to go to put the theory into practice.
高三英语阅读理解中等难度题查看答案及解析
A new study warns that about thirty percent of the world's people may not have enough water by the year 2025.
A private American organization called Population Action International did the new study. It says more than three-hundred-thirty-five-million people lack enough water now. The people live in twenty-eight countries. Most of the countries are in Africa or the Middle East.
P-A-I researcher Robert Engelman says by the year 2025, about three-thousand-million people may lack water. At least 18 more countries are expected to have severe water problems. The demand for water keeps increasing. Yet the amount of water on Earth stays the same.
Mr. Engelman says the population in countries that lack water is growing faster than in other parts of the world. He says population growth in these countries will continue to increase.
The report says lack of water in the future may result in several problems. It may increase health problems. Lack of water often means drinking waters not safe. Mr. Engelman says there are problems all over the world because of diseases, such as cholera, which are carried in water. Lack of water may also result in more international conflict. Countries may have to compete for water in the future. Some countries now get sixty percent of their fresh water from other countries. This is true of Egypt, the Netherlands, Cambodia, Syria, Sudan, and Iraq. And the report says lack of water would affect the ability of developing to improve their economies. This is because new industries often need a large amount of water when they are beginning.
The Population Action International study gives several solutions to the water problem. One way, it says, is to find ways to use water for more than one purpose. Another way is to teach people to be careful not to waste water. A third way is to use less water of agriculture.
The report also says long-term solutions to the water problem must include controls on population growth. It says countries cannot provide clean water unless they slow population growth by limiting the number of children people have.
1. are expected to have severe water problems by the year 2025.
A. 46 countries B. 18 countries
C. 28 countries D. No countries
2. All the following are true except .
A. Lack of water may cause conflict between countries
B. New industries need a lot of water
C. There are solutions to the water problem
D. Egypt now has enough fresh water
3..What can be inferred from the passage? .
A. There is connection between providing clean water and slowing population growth
B. Lack of water may also result from international conflict
C. The ability of developing has nothing to do with lack of water
D. It is not known whether diseases have something to do with lack of water
4.The best title of the passage would be .
A. World Conflict B. World Water Shortage
C. Diseases and Water D. Population and Water
高三英语阅读理解中等难度题查看答案及解析
According to a UN report, clean drinking water and health care are not to 30 percent of the world population.
A. sensible B. responsible
C. accessible D. acceptable
高三英语单项填空中等难度题查看答案及解析
According to a White Paper on the health of Chinese white collar workers, 60 percent are over- _______ and 76 percent in poor ________ , with fewer than 3 percent really _________ .
A.exhausted; health; health B.tired; health; healthy
C.exhausted; healthy; health D.tired; healthy; health
高三英语单项填空中等难度题查看答案及解析