When you leave retirement planning too late, ...

When you leave retirement planning too late, it may be difficult to start putting aside adequate funds in the years when you have other financial commitments.

The Central Provident Fund (CPF) Board conducted a Facebook contest (apps.facebook.com/areyoureadysg) last year, collecting stories and anecdotes others have to share on their difficulties in managing their finances, relating to cash flow, housing, healthcare and retirement.

Thankfully, there is now an easy way to start with the latest CPF Board initiative, Are You Ready(AYR). Launched in 2011, AYR is designed to encourage Singaporeans to kick-start their financial and retirement planning.

Through tools, talks and games, AYR provides an informative and interactive way for Singaporeans to understand the importance of retirement planning; and take an active role in working towards it.

AYR revolves around 4 checklists built upon 4 key messages:

Managing your cash flow

A basic step in financial planning, this puts you in a better position to consider other aspects of retirement planning and adequacy.

Buying a house within your means.

This theme focuses on helping Singaporeans understand the principles of prudence and affordability in making their most expensive financial commitment.

Taking charge of healthcare costs

Singaporeans need to plan ahead to be financially and physically prepared for health uncertainties.

Securing your retirement

Increasing life expectancy means putting a financial plan in place as early as possible; to be financially independent in old age.

1.The purpose of Are You Ready initiative is to ___________.

A.stimulate the interaction among Singaporeans.

B.provide an incentive to contribute more in work

C.inspire Singaporeans to jump off in retirement planning.

D.familiarize Singaporeans with the financial system

2.Which of the following might the author most agree with?

A.The effort to buy a house made people hold off on buying other items.

B.With people living longer, people have to save more money for retirement.

C.Health issue turns out to be the biggest consideration in retirement.

D.Retirement requires people withdraw excessive income to maintain flexibility.

3.What might be the best title for the passage?

A.Are You Ready-Hand-on Approaches

B.Real-life Stories -Pressing Financial Burdens

C.A Light for Singaporeans-Early Retirement

D.Let It Go-Retirement Planning

高三英语阅读理解中等难度题查看答案及解析

When a student asks ________ it is worth staying up doing their lessons, a teacher may find it difficult to answer.

A. that              B. what            C. whether                  D. how

高三英语单项填空简单题查看答案及解析

He may be________of playing his radio too loudly by law，especially when it is time for sleeping.

高三英语单项填空简单题查看答案及解析

---I must be off now, or it will be too late to see Tom.

---_______? Do you really want to see that dull boy?

A. For him     B. Why so     C. For what     D. So what

高三英语单项填空简单题查看答案及解析

—Go now?

— It's too late; tomorrow will be a _________time for you to visit them.

A. better           B. good          C. best          D. more

高三英语单项填空简单题查看答案及解析

—I must be off now，or it will be too late to see Tom.

—________？Do you really want to see that dull boy?

A．So what　     B．For him

C．Why so　     D．For what

高三英语单项填空简单题查看答案及解析

—I must be off now，or it will be too late to see Tom.

—________？Do you really want to see that dull boy?

A．So what　 　　　　　　　　　 B．For him

C．Why so　 　　　　　　　　　 D．For what

高三英语单项填空中等难度题查看答案及解析

It’s the ending of 2016，but as USA Today says，“it’s never too late to plan your 2016 travels”．With so many hot destinations around the globe，“where should I go?” can be difficult to answer. According to Lonely Planet，though，Brazil is a fine choice－on Aug.29，the travel guide named that country the top one to visit in 2016.

“As if endless strands of coast and mountains，splashed with rainforest didn’t already add up to an unfair share of heaven (天堂)，Brazil will hold two of the greatest sporting events in the world，beginning with the 2014 FIFA World Cup and followed by the 2016 Summer Olympics，”explained Lonely Planet.

Brazil is the largest and most populous country in South America. It boasts(自豪拥有) the Amazon，the world’s largest jungle，which is home to a variety of plants and animals. But the great landscape is not the only thing Brazilians take pride in.

The colors green and yellow might make most people think of Brazil’s soccer team even more than its national flag. Soccer is more than a sport in Brazil；it’s a way of life. In fact，the World Cup brings Brazilians together. It is interesting to note，that the general elections(大选) in Brazil are usually held during the same year as the World Cup. Political parties try to take advantage of the patriotic enthusiasm created by soccer to inspire political energy.

Alongside soccer，samba is another symbol of Brazil. The country’s most traditional dance is highlighted every February at the Rio Carnival，which is one of the world’s biggest.

“Brazil has left its second-class nation status，” said former Brazilian president Luiz Inacio Lula da Silva in 2009 after Rio de Janeiro was awarded the 2016 Olympics.

Brazil’s growing economy，fueled (刺激) by oil and aircraft factories，has made it more than just a nation of samba，soccer and beaches. These days，it might just be the best tourist destination in the world.

1.Which is true about Brazil?

A. It will hold the FIFA World Cup and the Summer Olympics in 2016.

B. Soccer and samba are two symbols of the country.

C. It is the largest country with the longest history in South America.

D. Its Amazon is the world’s largest jungle, Brazilians take pride in only.

2.We can tell from the words of Luiz Inacio Lula da Silva that ________.

A. his country will be the first class nation status after the 2016 Olympics

B. his country has been left behind by other second-class nations

C. he is confident that his country has developed very fast

D. the 2016 Olympics, not samba or soccer, has made his country the first class

3.The author’s purpose in writing the article is to ________.

A. prove that Lonely Planet’s recommendation is right

B. give an introduction of Brazil as a tourist destination

C. give an objective review of Brazil as a nation

D. explain why Brazil will be holding the two sporting events

高三英语阅读理解中等难度题查看答案及解析

---May I try the jacket on?

---______, but I think it will be too large for you.

高三英语单项填空困难题查看答案及解析

________ it with me should be a good choice.Trust me!

A．When left　 B．Leave

C．If you leave　 D．Leaving

高三英语单项填空简单题查看答案及解析