Children may not be putting coins in piggy ba...

Children may not be putting coins in piggy banks for much longer. With the move towards a cashless society, pocket money is moving digital.

To reflect this trend, many mobile budgeting apps for children have sprung up worldwide：GoHenry, Osper, and Gimi, to name but a few. These apps offer a simple money management service for children, often for a monthly fee paid by the parents. Parents can add money to children's accounts, set limits and monitor transactions(交易). Children can choose to save their money or spend it using a prepaid card.

These apps aim to teach young childrenfinancial concepts, such as budgeting, interest rates and income. For instance, the Swedish app Gimi—with 1.2 million users globally—has virtual savings jars where children can deposit money. Parents can pay children interest as they save. There is also a chores feature, where parents can pay children for completing household tasks. The account is attached to a prepaid card that is currently available in Sweden only, but is expected to be launched elsewhere in Europe in 2020.

Haglund, CEO of Gimi, believes the app can teach children responsible spending habits. "You don't become better at money management just because you have a degree in economics. It's more about the attitude and the relationship you have with parents' money when you're 6 to 12 years old," he says.

But Catherine Winter, managing director of financial capability at The London Institute of Banking and Finance, warns that while digital tools can help there needs to be a more structured approach to financial education. The area should "have regular, dedicated, classroom time and ideally should be taught as a standalone subject," she said. “Children would then have the right context and foundation to get the most out of both the apps and their money.”

1.What does the underlined part "this trend" in paragraph 2 refer to?

A.Putting coins in piggy banks

B.Pocket money moving digital

C.Mobile budging apps springing up.

D.Money management service being offered

2.What do we know about the Swedish app Gimi?

A.It pays children interest as they save.

B.It has 1. 2 million users all over Sweden.

C.It can teach children concepts related to money

D.It is attached to a credit card available in Sweden only.

3.What can we learn from Winter's words?

A.Digital tools can help a lot with spending habits

B.Money management requires financial capability.

C.A regular classroom-based financial education is needed.

D.Children can get the most out of their money with the apps

4.What's the passage mainly about?

A.The rise of the digital piggy bank.

B.The trend towards a cashless society.

C.The importance of financial education.

D.The popularity of money management apps.

高三英语阅读理解中等难度题查看答案及解析

You’d better put the medicine in a top drawer to make sure it would not be______ to the children.

A. sensitive      B. acceptable       C. accessible      D. valuable

高三英语单项填空中等难度题查看答案及解析

The weather that day may not be as good as expected, in　　

case we will have to put off the event.

A. what 　　　　　 B. that

C. this　　　　　　 D. which

高三英语单项填空中等难度题查看答案及解析

In 1693 the philosopher John Locke warned that children should not be given too much “unhealthy fruit” to eat．Three centuries later, misguided ideas about child-raising are still popular．Many parents fear that their children will die unless ceaselessly watched．In America the law can be equally paranoid (偏执的)．In South Carolina this month Debra Harrell was jailed for letting her 9-year-old daughter play in a park unsupervised (无人监督的)．

Her severe punishment reflects the rich world’s worry about parenting．By most objective measures, modern parents are far more conscientious (认真的) than previous generations．Dads are more hands-on than their fathers were, and working mothers spend more time nurturing their children than the housewives of the 1960s did．However, there are two problems in this picture, connected to class．One is at the lower end．Even if poor parents spend more time with their children than they once did, they spend less than rich parents do．America is a laggard here: its government spends abundantly on school-age kids but much less than other rich countries on the first two or three years of life．If America did more to help poor parents with young children, it would have huge returns．

The second one, occurs at the other end of the income scale, and may even apply to otherwise rational (理性的) Economist readers: well-educated, rich parents try to do too much．Safety is part of it—they fear that if they are not constantly watching their children may break their necks, which is the least rational．Despite the impression you get from watching crime dramas, children in rich countries are safe, so long as they look both ways before crossing the road．The other popular parental fear—that your children might not get into an Ivy League college—is more rational．Academic success matters more than ever before．But beyond a certain point, parenting makes less difference than many parents imagine．Studies in Minnesota and Sweden, for example, found that identical twins grew up equally intelligent whether they were raised together or apart．A study in Colorado found that children that adopted and raised by brainy parents ended up no brainier than those adopted by average parents．

This doesn’t mean that parenting is irrelevant．The families who adopt children are carefully screened, so they tend to be warm, capable and middle-class．But the twin and adoption studies indicate that any child given a loving home and adequate stimulation is likely to fulfill her potential．Put another way, better-off parents can afford to relax a bit．And if you are less stressed, your children will appreciate it, even if you still make them eat their fruit and vegetables．

1.Which of the following statements is NOT a misguided idea of parenting mentioned in the passage?

A． Children should be protected from any dangers by their parents

B． The more conscientious parents are, the more children will surely benefit from parenting

C． Children will die unless ceaselessly watched

D． Children are likely to fulfill their potential with a loving home and adequate stimulation

2.The underlined word “laggard” in Paragraph 2 probably means a country that __________．

A． is ahead in development

B． falls slow behind others

C． is free from physical or mental disorder

D． moves to a higher position

3.Which of the following can we learn from the passage?

A． Only warm, capable and middle-class people can adopt a child．

B． When it comes to child-raising, Economist readers will become more rational．

C． Children in rich countries are in greater danger due to the bad influence of crime dramas．

D． Although poor parents spend more time with their kids than they once did, they spend less than rich parents do．

4.This passage is mainly written to __________．

A． urge American laws concerning parenting to be changed

B． advise modern parents to learn from their previous generations

C． persuade stressed parents to learn to relax and give more freedom to their children

D． call on the government to do more to help poor parents with school-age children

高三英语阅读理解中等难度题查看答案及解析

In 1693 the philosopher John Locke warned that children should not be given too much “unhealthy fruit” to eat. Three centuries later, misguided ideas about child-raising are still popular. Many parents fear that their children will die unless ceaselessly watched. In America the law can be equally paranoid (偏执的). In South Carolina this month Debra Harrell was jailed for letting her 9-year-old daughter play in a park unsupervised (无人监督的).

Her severe punishment reflects the rich world’s worry about parenting. By most objective measures, modern parents are far more conscientious (认真的) than previous generations. Dads are more hands-on than their fathers were, and working mothers spend more time nurturing their children than the housewives of the 1960s did. However, there are two problems in this picture, connected to class. One is at the lower end. Even if poor parents spend more time with their children than they once did, they spend less than rich parents do. America is a laggard here: its government spends abundantly on school-age kids but much less than other rich countries on the first two or three years of life. If America did more to help poor parents with young children, it would have huge returns.

The second one, occurs at the other end of the income scale, and may even apply to otherwise rational (理性的) Economist readers: well-educated, rich parents try to do too much. Safety is part of it—they fear that if they are not constantly watching their children may break their necks, which is the least rational. Despite the impression you get from watching crime dramas, children in rich countries are safe, so long as they look both ways before crossing the road. The other popular parental fear—that your children might not get into an Ivy League college—is more rational. Academic success matters more than ever before. But beyond a certain point, parenting makes less difference than many parents imagine. Studies in Minnesota and Sweden, for example, found that identical twins grew up equally intelligent whether they were raised together or apart. A study in Colorado found that children that adopted and raised by brainy parents ended up no brainier than those adopted by average parents.

This doesn’t mean that parenting is irrelevant. The families who adopt children are carefully screened, so they tend to be warm, capable and middle-class. But the twin and adoption studies indicate that any child given a loving home and adequate stimulation is likely to fulfill her potential. Put another way, better-off parents can afford to relax a bit. And if you are less stressed, your children will appreciate it, even if you still make them eat their fruit and vegetables.

1.Which of the following statements is NOT a misguided idea of parenting mentioned in the passage?

A. Children should be protected from any dangers by their parents.

B. The more conscientious parents are, the more children will surely benefit from parenting.

C. Children will die unless ceaselessly watched.

D. Children are likely to fulfill their potential with a loving home and adequate stimulation.

2.The underlined word “laggard” in Paragraph 2 probably means a country that ________.

A. is ahead in development

B. falls slow behind others

C. is free from physical or mental disorder

D. moves to a higher position

3.Which of the following can we learn from the passage?

A. Only warm, capable and middle-class people can adopt a child.

B. When it comes to child-raising, Economist readers will become more rational.

C. Children in rich countries are in greater danger due to the bad influence of crime dramas.

D. Although poor parents spend more time with their kids than they once did, they spend less than rich parents do.

4.This passage is mainly written to ________.

A. urge American laws concerning parenting to be changed

B. advise modern parents to learn from their previous generations

C. persuade stressed parents to learn to relax and give more freedom to their children

D. call on the government to do more to help poor parents with school-age children

高三英语阅读理解中等难度题查看答案及解析

We　　 have bought so much food now that Suzie won’t be with us for dinner.

A. may not　　　　　　　　　 　　　　　　　　　 B.　 mustn’t　　　　　　　　　 　　　　　　　　　 　　　　　　　　　 C． can’t　　　　　　　　　 　　　　　　　　　 　　　　　　　　　 D． needn’t

高三英语单项填空中等难度题查看答案及解析

(2012·江西高考)We ________ have bought so much food now that Suzie won't be with us for dinner.

A．may not　 　 　　　　　　　　　　　　　 B．needn't

C．can't　 　　　　　　　　　　　　　　　　 D．mustn't

高三英语单项填空中等难度题查看答案及解析

You may not be aware, but digital currency (货币) is a big part of the Internet world. QQ Coins can buy you accessories (配饰) for your QQ images. More importantly, a new digital currency, Bitcoin, is bringing the world’s commerce online.

If you’re traveling, you can spend Bitcoins at restaurants and hotels listed at BitcoinTravel.com. In China, Bitcoins can be used to buy goods at about 134 online shops on Taobao. And at a café named 2nd Place in Beijing, you can even buy fresh coffee with Bitcoins.

So what makes Bitcoin so attractive to investors?

First of all, the Bitcoin system is not controlled by anyone. One central authority cannot make policies to change the value of Bitcoins. The fixed amount of Bitcoins also means they cannot lose value through inflation(通货膨胀), as all forms of paper money have done over time.

In addition, accounts in the Bitcoin system are anonymous and transparent. Users can set up an account easily and track every Bitcoin. All of these features seem to make Bitcoins immune(有免疫力的) from loss, but that is not entirely true.

“The value of Bitcoins can vary wildly as no central government makes the price of them steady. If the value drops suddenly, investors cannot get any compensation(赔偿),” Zhao Qingming, a senior researcher at China Construction Bank, told China Economic Weekly. And Bitcoins, unlike company shares, are not backed by any tangible funds, which also adds to their risk.

While China will not recognize the digital currency anytime soon, Xinhua said, lawmakers and officials at a hearing on Nov. 18 in the US made positive comments about Bitcoin.

Ben Bernanke, outgoing chairman of the Federal Reserve, told the Washington Post that “these types of creations, such as Bitcoin… may hold long-term promise, particularly if its system promote a faster, more secure and more efficient payment system.”

1.Bitcoin is ______.

A. actually exactly like QQ Coins

B. only used online　

C. a new currency used both online and in real life

D a country’s new digital currency.

2.We can use Bitcoin to buy the following things except ______.

A. online goods　　　　　　　　 B. goods at 134 online shops on Taobao

C. books in physical shops　　 D. coffee at a café named 2nd Place

3.What is the disadvantage of Bitcoin?

A. the value of it can rise and fall wildly.

B. It cannot lose value through inflation.

C. Every bitcoin in your account can be followed.

D. It can even be used at some specific restaurants and hotels.

高三英语阅读理解困难题查看答案及解析

You may not be aware, but digital currency (货币) is a big part of the Internet world. QQ Coins can buy you accessories (配饰) for your QQ images. More importantly, a new digital currency, Bitcoin, is bringing the world’s commerce online.

If you’re traveling, you can spend Bitcoins at restaurants and hotels listed at BitcoinTravel.com. In China, Bitcoins can be used to buy goods at about 134 online shops on Taobao. And at a café named 2nd Place in Beijing, you can even buy fresh coffee with Bitcoins.

So what makes Bitcoin so attractive to investors?

First of all, the Bitcoin system is not controlled by anyone. One central authority cannot make policies to change the value of Bitcoins. The fixed amount of Bitcoins also means they cannot lose value through inflation(通货膨胀), as all forms of paper money have done over time.

In addition, accounts in the Bitcoin system are anonymous and transparent. Users can set up an account easily and track every Bitcoin. All of these features seem to make Bitcoins immune(有免疫力的) from loss, but that is not entirely true.

“The value of Bitcoins can vary wildly as no central government makes the price of them steady. If the value drops suddenly, investors cannot get any compensation(赔偿),” Zhao Qingming, a senior researcher at China Construction Bank, told China Economic Weekly. And Bitcoins, unlike company shares, are not backed by any tangible assets（有形资产）, which also adds to their risk.

While China will not recognize the digital currency anytime soon, Xinhua said, lawmakers and officials at a hearing on Nov. 18 in the US made positive comments about Bitcoin.

Ben Bernanke, outgoing chairman of the Federal Reserve, told the Washington Post that “these types of creations, such as Bitcoin… may hold long-term promise, particularly if its system promote a faster, more secure and more efficient payment system.”

1.Bitcoin is ______.

A. actually exactly like QQ Coins　　 B. only used online

C. a new currency used both online and in real life　　 D. a country’s new digital currency.

2.We can use Bitcoin to buy the following things except ______.

A. online goods　　 B. goods at 134 online shops on Taobao

C. books in physical shops　　 D. coffee at a café named 2nd Place

3.What is the disadvantage of Bitcoin?

A. the value of it can rise and fall wildly.

B. It cannot lose value through inflation.

C. Every bitcoin in your account can be followed.

D. It can even be used at some specific restaurants and hotels.

高三英语阅读理解困难题查看答案及解析

When you’re in high school, it can be difficult to find a job. You may not have much, or any, formal work experience and there aren’t many jobs available for teenagers. However, if you’re looking for a job, there are things you can do to help get your application noticed and help yourself get hired. 　 1.

Don’t be shy.

Tell everyone you know you are looking for a job. Many jobs aren’t advertised and you may be able to get a good job lead from a friend or family member.

2.

One good way to get experience is to start by working for friends and neighbors. Babysitting, garden work, doing cleaning, and pet sitting all can be included on your resume(简历).

Keep an open mind.

3.　 This is a tough market and you may not be able to find a job doing what you want to do. The more flexibility you have, the more opportunities you’ll be able to apply for. Plus, even if the job wasn’t your first choice, it may turn out to be better than you expected.

Check the rules.

There are only certain jobs you can do and hours you can work. 　 4.　 The minimum age you can work at paid non-agricultural employment is 14.

Write a resume.

A resume may not be required by employers. 5.　 Even though you may not have much information to include, a resume shows that you’re serious about your job search.

A. Start close to home.

B. Be always optimistic.

C. You can count on the following chance.

D. Don’t limit yourself to certain types of jobs.

E. But it can help you stand out from the competition.

F. These job search tips will help you get your job search started.

G. Check the Child Labor Law regulations to see how they apply to you.

高三英语七选五中等难度题查看答案及解析