Credit cards let people buy things now and pay for them over months or even years.But some people get deep into debt：Some banks have terms and charges that can make it harder for people to pay off that debt.In the United States，there are calls for stronger government supervision of the credit card industry.They_offer_economic_power_at_a_price.In 2004，Americans had about $800 billion in credit card debt.Now they own about $968 billion.
Critics say banks made it too easy to get credit cards.But that may be changing.The crisis in the housing and credit they call markets is beginning to affect the credit card industry.More payments are late.Charges for late payments are a growing source of profit for banks.But late payments can also signal bad debts.
The central bank，the Federal Reserve，says twothirds of American banks have recently reported tighter lending requirements.Many people report having their credit limits reduced without warning.
Some lawmakers are concerned that cardholders do not have enough protections from what abusive policies.These include actions like raising interest rates because of an unrelated event.Also，banks may raise the chances of a late payment by changing monthly payment dates for credit cards.
According to a survey,82% of Americans think credit cards provide a valuable service.But a majority,58%，say they do not trust credit card companies.And three out of four think the government should regulate the industry more closely.Three out of four people feel there is always some condition that makes a card less appealing than the company made in scared.And a little more than half say they have had a card that was not as good as they expected.But close to 80% say no one really reads the terms and conditions when they sign up for a credit card.
1. What does the underlined sentence in the first paragraph probably mean?
A．We can enjoy more convenience using credit cards.
B．Credit cards can improve our buying power.
C．We can buy things at lower prices using credit cards.
D．Credit cards bring more card debt as well as convenience.
2. Which of the following is NOT mentioned in the text?
A．Banks are making it harder for people to get credit cards.
B．Some people’s credit limits have been reduced.
C．It is more difficult to borrow money from some banks.
D．Banks are receiving more charges from late payments.
3. What can we know from the text?
A．Banks actually prefer to see more late payment.
B．People should be more careful when applying for a credit card.
C．The US government provides better protection for cardholders.
D．The majority of Americans don’t think much of credit cards.
4.What is the main idea of the last paragraph?
A．Credit cards are still very well received in America.
B．Credit cards don’t live up to some people’s expectations.
C．Many people don’t believe in credit card companies.
D．The results of a survey about credit cards in Americans.
高三英语阅读理解中等难度题
Credit cards let people buy things now and pay for them over months or even years.But some people get deep into debt：Some banks have terms and charges that can make it harder for people to pay off that debt.In the United States，there are calls for stronger government supervision of the credit card industry.They_offer_economic_power_at_a_price.In 2004，Americans had about $800 billion in credit card debt.Now they own about $968 billion.
Critics say banks made it too easy to get credit cards.But that may be changing.The crisis in the housing and credit they call markets is beginning to affect the credit card industry.More payments are late.Charges for late payments are a growing source of profit for banks.But late payments can also signal bad debts.
The central bank，the Federal Reserve，says twothirds of American banks have recently reported tighter lending requirements.Many people report having their credit limits reduced without warning.
Some lawmakers are concerned that cardholders do not have enough protections from what abusive policies.These include actions like raising interest rates because of an unrelated event.Also，banks may raise the chances of a late payment by changing monthly payment dates for credit cards.
According to a survey,82% of Americans think credit cards provide a valuable service.But a majority,58%，say they do not trust credit card companies.And three out of four think the government should regulate the industry more closely.Three out of four people feel there is always some condition that makes a card less appealing than the company made in scared.And a little more than half say they have had a card that was not as good as they expected.But close to 80% say no one really reads the terms and conditions when they sign up for a credit card.
1. What does the underlined sentence in the first paragraph probably mean?
A．We can enjoy more convenience using credit cards.
B．Credit cards can improve our buying power.
C．We can buy things at lower prices using credit cards.
D．Credit cards bring more card debt as well as convenience.
2. Which of the following is NOT mentioned in the text?
A．Banks are making it harder for people to get credit cards.
B．Some people’s credit limits have been reduced.
C．It is more difficult to borrow money from some banks.
D．Banks are receiving more charges from late payments.
3. What can we know from the text?
A．Banks actually prefer to see more late payment.
B．People should be more careful when applying for a credit card.
C．The US government provides better protection for cardholders.
D．The majority of Americans don’t think much of credit cards.
4.What is the main idea of the last paragraph?
A．Credit cards are still very well received in America.
B．Credit cards don’t live up to some people’s expectations.
C．Many people don’t believe in credit card companies.
D．The results of a survey about credit cards in Americans.
高三英语阅读理解中等难度题查看答案及解析
So convenient _______ to pay by credit card that more and more people apply for their credit cards.
A. do people find B. people find it C. find people D. do people find it
高三英语单项填空中等难度题查看答案及解析
A．Use cash．Instead of paying things with credit cards, use cash for non-bill spending such as eating out, gas and groceries．Spending cash makes the spending more real, and there’s an added advantage of knowing when you’re out of cash.
B．Small weekly savings transfers．I got this idea from my friend, who automatically deducts(扣除) $20 a week from his check to savings．I decided that I could live with the deduction of $40/week without really feeling it — it’s a relatively small transfer that I barely notice, and I save about $2,000 a year!
C．Stay at home．Going out makes you spend money unnecessarily．You eat at restaurants, go to the mall, and stop at the gas station for snacks．It’s hard to avoid spending when you’re on the road．Instead, stay at home and find free entertainment．It’s also a great way to bond with your family.
D．Don’t get catalogs(商品宣传册)．Their announcements of sales or cool new products make it very temting(引诱人的) to buy something you don’t need．Instead, stop getting the catalogs, and you’ll spend less.
E．Keep a 30-day list．If you have an impulse(冲动) to buy something you don’t absolutely need, put it on a 30-day list．You can’t buy anything but necessities — everything else goes on the list．When the 30 days are up, you can buy it — but most likely, the strong urge to buy it will be gone, and you can evaluate it more calmly.
F．Cook at home．I know it seems more difficult than eating out．But it doesn’t have to be hard．Make home-made pizza with a ready-made crust, some sauce, cheese and veggies．Put some spices on something and throw it in the oven while you cook some brown rice．Not only is this much cheaper than eating out, but it’s healthier.
阅读下面几位消费者的情况介绍，并为他们匹配合适的建议。
1.Mr．And Mrs．Brown are a newly-married couple who work in the same company．They don’t earn much in their work, but they have to spend a larger part of their income to pay for their rent and daily necessities．Furthermore, they seldom eat at home because neither of them cooks well．Therefore, they have to pay a lot more extra money for food.
2.Mrs．Wang enjoys shopping very much because she is free all day long．Whenever she is wandering in the shops or stores, she will have a strong impulse and find it difficult for her to get back home with her hands empty．But it is quite often that she will find what she has bought is almost useless when she gets home.
3.Tony is a university student in New York, who is far away from his parents．He pays everything with his credit card．He finds it very cool for him to purchase with his credit card．However, he often finds his money has already run out in the middle of the month.
4.Miss Betty is a high school girl whose parents give her some money every week．As her parents don’t earn much money, she wants to save some money secretly so that she can buy a digital camera.
5.Miss Catherine is a young girl who is easily to be persuaded into buying something useless．She will get encouraged to buy something when she sees an advertisement．Her parents have warned her many times against doing such stupid things, but it doesn’t work much.
高三英语信息匹配中等难度题查看答案及解析
The purpose of the advertisements is to ______people’s attention, _____them to buy the things.
| A．pay; attract | B．draw; persuade | C．attract; persuade | D．attract; persuading |
高三英语单项填空中等难度题查看答案及解析
How will the girFs mother pay for the CD?
A. In cash. B. By credit card. C. By cheque.
高三英语短对话简单题查看答案及解析
28. With credit cards ________ available, it is more frequent to see consumers pay for their purchases or bills by card instead of by cash.
A. occasionally B. merely
C. relevantly D. abundantly
高三英语单项填空中等难度题查看答案及解析
With credit cards ________ available, it is more frequent to see consumers pay for their purchases or bills by card instead of by cash.
A. occasionally B. abundantly C. relevantly D. merely
高三英语单项填空中等难度题查看答案及解析
14.Many people now make_________a rule to buy cards for their friends before Christmas.
| A．themselves | B．it | C．that | D．This |
高三英语单项填空简单题查看答案及解析
How does the woman want the man to pay for the book?
A. By credit card. B. By cheque. C. In cash.
高三英语短对话中等难度题查看答案及解析
(2014·温州质检)It is________tradition for people in this country to pay in________cash when buying things.
A．the；/ B．a；/
C．；/the D．a；the
高三英语单项填空中等难度题查看答案及解析