Personal money-management website Mint.com suggests recently that responsible parents should give their kids credit cards—possibly starting as young as middle school. The website says a credit card will help children master responsible spending habits and give parents the chance to teach them some valuable lessons.
It’s absolutely true that kids should learn about how a credit card works and how to use it responsibly. But the idea that they need a card of their own to practise this is questionable.
Yes, credit cards are a teaching tool, but it’s the time you spend educating them about money management that does the teaching, not the piece of plastic. Sit down with your child—here we are referring to teens and walk them through your credit card statements. Point out important things like the due date, late fee warning, and APR (年贷款利率).
If you have good credit, adding a child as an authorized user onto one of your credit cards also provides teachable moments. Allow kids to use the card to make specific purchases and require their participation in payment.
Since the card is still in your name, you can take them off it at any point and cut off their access if they're not able to handle the responsibility.
Another option is to set them up with an account at a local bank that offers free use of a debit card (借记卡). Unlike credit card, the debit card has no overdraft (透支) function.
Children can only use the card to pay for things and the money is taken directly from their bank account. If the account is empty, the worst that will happen is the card being declined at a cash register.
1.Why does Mint.com advise parents to give middle school kids credit cards?
A. To leave their kids financially independent.
B. To help their kids form good spending habits.
C. To teach their kids' how to save pocket money.
D. To strengthen the relationship with their kids.
2.The author considers a credit card as a teaching tool because ______.
A. it motivates teens to ask their parents for less financial support
B. it helps teenagers to know some basic knowledge of credit cards
C. it contains detailed financial information on the card surface
D. it offers parents the chance to teach kids to manage money
3.What is the purpose of adding kids as credit card authorized users?
A. To avoid extremely high overdraft fees.
B. To encourage them to share household expenses.
C. To teach them to be responsible credit card users.
D. To help them pay close attention to their bank account.
4.What is most likely to be discussed in the paragraph that follows?
A. Further information about the debit card.
B. The overdraft functions of a debit card.
C. More disadvantages of credit cards.
D. The kids' attitude towards a credit card.
高三英语阅读理解中等难度题
Personal money-management website Mint.com suggests recently that responsible parents should give their kids credit cards—possibly starting as young as middle school. The website says a credit card will help children master responsible spending habits and give parents the chance to teach them some valuable lessons.
It’s absolutely true that kids should learn about how a credit card works and how to use it responsibly. But the idea that they need a card of their own to practise this is questionable.
Yes, credit cards are a teaching tool, but it’s the time you spend educating them about money management that does the teaching, not the piece of plastic. Sit down with your child—here we are referring to teens and walk them through your credit card statements. Point out important things like the due date, late fee warning, and APR (年贷款利率).
If you have good credit, adding a child as an authorized user onto one of your credit cards also provides teachable moments. Allow kids to use the card to make specific purchases and require their participation in payment.
Since the card is still in your name, you can take them off it at any point and cut off their access if they're not able to handle the responsibility.
Another option is to set them up with an account at a local bank that offers free use of a debit card (借记卡). Unlike credit card, the debit card has no overdraft (透支) function.
Children can only use the card to pay for things and the money is taken directly from their bank account. If the account is empty, the worst that will happen is the card being declined at a cash register.
1.Why does Mint.com advise parents to give middle school kids credit cards?
A. To leave their kids financially independent.
B. To help their kids form good spending habits.
C. To teach their kids' how to save pocket money.
D. To strengthen the relationship with their kids.
2.The author considers a credit card as a teaching tool because ______.
A. it motivates teens to ask their parents for less financial support
B. it helps teenagers to know some basic knowledge of credit cards
C. it contains detailed financial information on the card surface
D. it offers parents the chance to teach kids to manage money
3.What is the purpose of adding kids as credit card authorized users?
A. To avoid extremely high overdraft fees.
B. To encourage them to share household expenses.
C. To teach them to be responsible credit card users.
D. To help them pay close attention to their bank account.
4.What is most likely to be discussed in the paragraph that follows?
A. Further information about the debit card.
B. The overdraft functions of a debit card.
C. More disadvantages of credit cards.
D. The kids' attitude towards a credit card.
高三英语阅读理解中等难度题查看答案及解析
Of all the websites, one that has attracted attention recently is myspace.com. Most of this attention has come from the media and tells every reason why the website should be shut down. The danger of internet predators(窃掠者) is indeed a tough reality, but shutting down the site is not the answer. If myspace.com were shut down, another site would quickly take its place. Therefore, the right way is to teach teens how to use the site safely and educate them about who may be predators and how to avoid them.
The key to staying safe on the Internet is to make sure that your profile(个人资料) is secure. The simplest way is to change the privacy setting on your profile to “private”, which protects your information so that only the people on your friend list can view it. Although this is effective, it is not perfect. Predators can find ways to view your profile if they really want to, whether through hacking(非法侵入) in or figuring out their way onto your friend list. Thus, you should never post too much personal information. Some people actually post their home and school addresses, date of birth, and other personal information, often letting predators know exactly where they will be and when. The safest information is your first name and province. Anything more is basically inviting a predator into your life.
Another big problem is photos. I suggest completely skipping photos and never posting a photo of a friend online without asking permission.
Most importantly, never, under any circumstances, agree to a real-life meeting with anyone you meet online. No matter how well you think you know this person, there are no guarantees that they have told the truth. But you could feel free to chat with people you meet on the site, but just remember that not everyone is who they say they are. Hopefully, the next time you edit your profile, you’ll be more informed about the dangers of Internet predators and take the steps to defend yourself.
Lastly, do not send money to anyone you meet online. A common scam among Internet criminals is to request to pay for “expensive Internet charges” or “unreasonable Internet cafe fees”. While it is indeed true that many countries in Eastern Europe, Asia, Africa and South America do not yet have Internet service readily available in all cities and towns, a sincere friend from one of these countries will be more than happy to pay their own Internet charges. Never, under any circumstances, should you send money to a stranger from another country(or within your own country for that matter) who claims monetary assistance is required to continue their contact with you.
1.Kids can avoid web predators successfully by________.
A. attracting more public attention
B. shutting down the “myspace.com”
C. learning different ways to try other sites
D. recognizing and getting away from them
2.68. We can learn from the text that________.
A. everybody you meet online isn’t honest and reliable
B. it is not acceptable to post a photo of a friend online
C. it is not safe to chat with grown-ups on the website
D. only you and your friends can view your personal profile
3.What does the underlined word “scam” in the last paragraph mean?
A. A thing that you can have two choices.
B. An unpleasant task that tests one’s ability.
C. A possibility of something happening.
D. An illegal plan for making money.
4.What could be the best title of this passage?
A. Personal Safety. B. Web Safety for Teens.
C. Web Hackers in the past. D. Predators’ Tricks.
高三英语阅读理解中等难度题查看答案及解析
Of all the websites, one that has attracted attention recently is myspace.com. Most of this attention has come from the media and tells every reason why the website should be shut down. The danger of internet predators(窃掠者) is indeed a tough reality, but shutting down the site is not the answer. If myspace.com were shut down, another site would quickly take its place. Therefore, the right way is to teach teens how to use the site safely and educate them about who may be predators and how to avoid them.
The key to staying safe on the Internet is to make sure that your profile(个人资料) is secure. The simplest way is to change the privacy setting on your profile to “private”, which protects your information so that only the people on your friend list can view it. Although this is effective, it is not perfect. Predators can find ways to view your profile if they really want to, whether through hacking(非法侵入) in or figuring out their way onto your friend list. Thus, you should never post too much personal information. Some people actually post their home and school addresses, date of birth, and other personal information, often letting predators know exactly where they will be and when. The safest information is your first name and province. Anything more is basically inviting a predator into your life.
Another big problem is photos. I suggest completely skipping photos and never posting a photo of a friend online without asking permission.
Most importantly, never, under any circumstances, agree to a real-life meeting with anyone you meet online. No matter how well you think you know this person, there are no guarantees that they have told the truth. But you could feel free to chat with people you meet on the site, but just remember that not everyone is who they say they are. Hopefully, the next time you edit your profile, you’ll be more informed about the dangers of Internet predators and take the steps to defend yourself.
Lastly, do not send money to anyone you meet online. A common scam among Internet criminals is to request to pay for “expensive Internet charges” or “unreasonable Internet cafe fees”. While it is indeed true that many countries in Eastern Europe, Asia, Africa and South America do not yet have Internet service readily available in all cities and towns, a sincere friend from one of these countries will be more than happy to pay their own Internet charges. Never, under any circumstances, should you send money to a stranger from another country(or within your own country for that matter) who claims monetary assistance is required to continue their contact with you.
1.Kids can avoid web predators successfully by________.
A. attracting more public attention
B. shutting down the “myspace.com”
C. learning different ways to try other sites
D. recognizing and getting away from them
2.We can learn from the text that________.
A. everybody you meet online isn’t honest and reliable
B. it is not acceptable to post a photo of a friend online
C. it is not safe to chat with grown-ups on the website
D. only you and your friends can view your personal profile
3.What does the underlined word “scam” in the last paragraph mean?
A. A thing that you can have two choices.
B. An unpleasant task that tests one’s ability.
C. A possibility of something happening.
D. An illegal plan for making money.
4.What could be the best title of this passage?
A. Personal Safety. B. Web Safety for Teens.
C. Web Hackers in the past. D. Predators’ Tricks.
高三英语阅读理解中等难度题查看答案及解析
Recently I have bought an ipad mini on the website of Taobao.com, _______ the price is very reasonable.
A．which B．whose C．on which D．of which
高三英语单项填空中等难度题查看答案及解析
Recently I have bought an iPad 3 on the website of taobao. com, ________ the price is very reasonable.
A．on which B．in which
C．of which D．from which
高三英语单项填空中等难度题查看答案及解析
(2013·郑州高中毕业班第一次质量预测)Recently I have bought an iPad 3 on the website of taobao. com, ________ the price is very reasonable.
A．on which B．in which
C．of which D．from which
高三英语单项填空中等难度题查看答案及解析
Contrary to common belief, social media websites such as Facebook do not weaken personal ties, they strengthen them in unique ways for different age groups, according to a new study．
The rapid spread of Facebook, which has more than 500 million users worldwide, has prompted concerns about its negative effects, but researchers at the University of Texas have reached a different conclusion．
"Our findings suggest that Facebook is not replacing face-to-face interactions between friends, family and colleagues," said S．Craig Watkins, an associate professor of radio, TV and film who headed the research team．
"In fact, we believe there is sufficient evidence that social media afford opportunities for new expressions of friendship, intimacy and community．"
The researchers questioned 900 college students and recent graduates about how and with whom they interact on Facebook．
More than 60 percent of Facebook users said posting status updates was among the most popular activities, followed by 60 percent who wrote comments on their profile and 49 percent who posted messages and comments to friends．
The researchers also found that although about the same number of men and women use Facebook, they do so in different ways．
"There is a noteworthy difference in aims in how to use a tool like Facebook．We found that for women the content tends to be more affectionate, and （they） are especially interested in using it for connection," said Watkins．
"For men, it's more functional," he added．
Watkins pointed out that, for example, women are more likely to post pictures of social gatherings with friends, while men are more likely to post pictures of hobbies, or post a political or pop-culture related link．
1.What's the popular viewpoint of ordinary people about the function of social media websites? They think ____．
| A．It is positive to personal ties |
| B．It has negative effects on personal ties |
| C．It makes no difference to personal ties |
| D．It has both good and bad effects to personal ties |
2.What's the meaning of the underlined word in the second paragraph?
| A．resulted from | B．had | C．showed | D．produced |
3.What do Facebook users like to do mostly on Facebook? They like to ____．
| A．create new expressions of friendship ' |
| B．wrote comments on their profile |
| C．update their personal statuses |
| D．post messages and comments to friends |
4.According to the study, ____．
| A．Men concentrate more on the functions of Facebook |
| B．Much more men use Facebook than women |
| C．Men and women use a tool like Facebook for the same aim |
| D．Facebook is taking the place of face-to-face interactions between friends |
高三英语阅读理解中等难度题查看答案及解析
The official website of Beijing Municipal Education Commission has recently published a reform plan to reduce the scores for English to 100 points from the current 150 points, _____ that is bound to cause an overwhelming stir across the country.
A. one B. which C. this D. it
高三英语单项填空中等难度题查看答案及解析
Of all the websites, one that has attracted attention recently is myspace．corn．Most of this attention has come from the media and tells every reason why the website should be shut down．The threat of internet predators （掠夺者） is indeed a tough reality, but shutting down the site is not the answer．If myspace．corn．were shut down, another site would quickly take its place．Therefore, the right way is to teach teens how to use the site safely and educate them about who may be predators and how to avoid them．
The key to staying safe on the Internet is to make sure that your profile （个人资料）is secure．The simplest way is to change the privacy setting on your profile to "private", which protects your information so that only the people on your friend list can view it．Although this is effective , it is not perfect．Predators can find ways to view your profile if they really want to, whether through hacking in or figuring out their way onto your friend list．Thus, you should never post too much personal information．Some people actually post their home and school addresses, date of birth, and other personal information, often letting predators know exactly where they will be and when．The safest information is your first name and province．Anything more is basically inviting a predator into your life．
Another big issue is photos．I suggest completely skipping photos and never posting a photo of a friend online without asking permission．
Most importantly, never, under any circumstances, agree to a real - life meeting with anyone you meet online．No matter how well you think you know this person, there are no guarantees that they have told the truth．But you could feel free to chat with people you meet on the site, but just remember that not everyone is who they say they are．Hopefully, the next time you edit your profile, you' 11 be more informed about the dangers of Internet predators and take the steps to defend yourself．
1.Kids can avoid web predators successfully by ___
A．attracting more public attention
B．shutting down the website "myspace．corn"
C．showing the kids ways to try other sites
D．recognizing and getting away from them
2.The safest basic personal information that you can share online is
A．your home address and birthday
B．your school address and your first name
C．your first name and province
D．your province and cell phone number
3.We can learn from the passage that _____．
A．not everybody you meet online is honest and reliable
B．it is not acceptable to post a photo of a friend online
C．it is not safe chatting with grown - ups on the website
D．only you and your friends can view your personal profile
4.What could be the best title of this passage?
A．Web Safety for Teens． B．Personal Safety．
C．Web Hackers in the Past． D．Predators'Tricks．
高三英语阅读理解中等难度题查看答案及解析
I have recently been reflecting on the secret of our online success. This website has now been in _______ for over twelve years and when my eldest son Jeremy _______ the idea, I wasn’t sure that at the age of 69, I would be able to _______ sufficient interest, or maintain the output of readable material _______to fill the pages!
Now I am delighted to say that at 80, my enthusiasm remains and with the _______ from a number of friends in the storytelling and magic communities, I am now _______ the next level. I must at this point say a big “Thank you!” to our web host Ken Evoy at Site Build it! He has supported us from the very beginning with _______ help and advice and much of the _______ for our success goes to him.
My intention from the start was to _______ a magazine style presentation that was entertaining, and user-friendly. The name ‘The Storytelling Resource Centre’ has kept me ________ and on my toes!
Out of curiosity, we ________ the Alexa Traffic Ratings website. We discovered to our amazement and ________ that we were among the top 1%of websites ________ worldwide! This was almost ________due to Site Build It! and the advice we receive from them.
Those of you who have been ________ visitors over the last few years will have noticed that were-organised the pages with the web host’s ________. The success was immediate! We ________ to receive up-to-the-minute advice from them and we are now one of the most visited storytelling websites! ________, Site Built it! hosts a wonderful forum where everyone is welcomed.
YOUR OWN website, then give yourself a real chance to If you are looking to create or ________, make ________ money! You won’t be disappointed!
1.A. danger B. existence C. dilemma D. power
2.A. considered B. confused C. followed D. suggested
3.A. grow B. arouse C. keep D. catch
4.A. required B. designed C. passed D. supported
5.A. advertisement B. attraction C. promotion D. encouragement
6.A. coming up with B. getting away with C. looking forward to D. holding fast to
7.A. voluntary B. valuable C. individual D. medical
8.A. focus B. reason C. credit D. part
9.A. produce B. direct C. communicate D. ensure
10.A. disappointed B. discouraged C. amused D. motivated
11.A. approached B. accessed C. received D. connected
12.A. delight B. surprise C. sorrow D. anger
13.A. troubled B. built C. visited D. hosted
14.A. heavily B. entirely C. slightly D. seriously
15.A. seasonal B. casual C. rare D. regular
16.A. information B. direction C. intention D. education
17.A. start B. refuse C. continue D. offer
18.A. In addition B. In advance C. For free D. For example
19.A. edit B. comfort C. transform D. improve
20.A. easy B. pocket C. serious D. business
高三英语完形填空困难题查看答案及解析