Most teenagers in Britain receive pocket money from their parents. A report by the Bank of Scotland interviewed over 1,000 young people in Britain and found that 77% get pocket money. Different families give different amounts of pocket money. The average for eight-to-fifteen-year-olds in the UK is about ￡6 a week. Children in Scotland receive slightly more than the national average and Londoners get the most. Teenagers, logically, get more money than younger children. Some fifteen-to-nineteen-year-olds receive more than ￡100 a month. The report found that many children save at least a quarter of their weekly pocket money and that more boys than girls save their money. Lots of young people have to do housework to get their pocket money. They help at home with jobs like cleaning and cooking.
A part-time job is a choice for teenagers who don’t have pocket money or who want to earn extra money. About 15% of teenagers have a job. Popular part-time jobs for teenagers include delivering newspapers, shop work, and working in a restaurant or café. There are strict government laws about working hours. Only children over 13 can work (there are some exceptions, for example, for actors.) On a school day they can work a maximum of 2 hours a day but not during school hours. At weekends and during school holidays they can work longer hours. The national minimum wage for people aged 16-17 is ￡3.57 per hour. 18-year-olds must earn a minimum of ￡4.83. There isn’t a national minimum waged for people under 16.
In Britain some children and teenagers have a bank account. There is no legal age limit at which you can open a bank account but a bank manager can decide whether to allow a child or young person to open an account. Parents can put pocket money directly into their child’s bank account and then children can use it to pay for things without carrying money.
Saving or spending pocket money, working part-time and dealing with banks are all parts of the process of becoming a financially independent adult and having to earn and look after your own money.
1.The pocket money for a child in Scotland per week may be _____.
A. ￡4 B. ￡6 C. ￡8 D. ￡10
2.Which of the following is true according to the passage?
A. More girls than boys save pocket money.
B. Children under 13 are not allowed to work.
C. Most British teenagers have a part-time job.
D. A 16-year-old can work 6 hours on Saturdays.
3.The best title of the passage is _____.
A. Finance and Independence
B. Eyes on Your Pocket Money
C. The Importance of Part-time Jobs.
D. British Teenagers and Their Pocket Money
高三英语阅读理解中等难度题
Most teenagers in Britain receive pocket money from their parents. A report by the Bank of Scotland interviewed over 1,000 young people in Britain and found that 77% get pocket money. Different families give different amounts of pocket money. The average for eight-to-fifteen-year-olds in the UK is about ￡6 a week. Children in Scotland receive slightly more than the national average and Londoners get the most. Teenagers, logically, get more money than younger children. Some fifteen-to-nineteen-year-olds receive more than ￡100 a month. The report found that many children save at least a quarter of their weekly pocket money and that more boys than girls save their money. Lots of young people have to do housework to get their pocket money. They help at home with jobs like cleaning and cooking.
A part-time job is a choice for teenagers who don’t have pocket money or who want to earn extra money. About 15% of teenagers have a job. Popular part-time jobs for teenagers include delivering newspapers, shop work, and working in a restaurant or café. There are strict government laws about working hours. Only children over 13 can work (there are some exceptions, for example, for actors.) On a school day they can work a maximum of 2 hours a day but not during school hours. At weekends and during school holidays they can work longer hours. The national minimum wage for people aged 16-17 is ￡3.57 per hour. 18-year-olds must earn a minimum of ￡4.83. There isn’t a national minimum waged for people under 16.
In Britain some children and teenagers have a bank account. There is no legal age limit at which you can open a bank account but a bank manager can decide whether to allow a child or young person to open an account. Parents can put pocket money directly into their child’s bank account and then children can use it to pay for things without carrying money.
Saving or spending pocket money, working part-time and dealing with banks are all parts of the process of becoming a financially independent adult and having to earn and look after your own money.
1.The pocket money for a child in Scotland per week may be _____.
A. ￡4 B. ￡6 C. ￡8 D. ￡10
2.Which of the following is true according to the passage?
A. More girls than boys save pocket money.
B. Children under 13 are not allowed to work.
C. Most British teenagers have a part-time job.
D. A 16-year-old can work 6 hours on Saturdays.
3.The best title of the passage is _____.
A. Finance and Independence
B. Eyes on Your Pocket Money
C. The Importance of Part-time Jobs.
D. British Teenagers and Their Pocket Money
高三英语阅读理解中等难度题查看答案及解析
Now parents often give their children much pocket money, _______ that in this way they love their children more.
A. thinking B. think C. thought D. to think
高三英语单项填空中等难度题查看答案及解析
Most college students have their money from their parents, but college is the time for them to begin true responsibility. With the right information at hand and some practice, you can definitely get major financial assistance for college tuition(学费).1.The following is the ways you should know about.
Play a sport2. I know it is obvious to the football player that sports will increase the possibility, but did you know you can get scholarships for less-known sports? Have a try on golf, sailboat and marathon! A senior year spent learning and perfecting a new sport can lead to a full ride in college.
Do voluntary work. Most nonprofits have good scholarships for their volunteers Try volunteers. Try volunteering in your community or a community chapter of a major organization.3.It can be best to work for an organization that you are familiar with or have a childhood history with.
4.Try building a personal connection with someone at a scholarship society. Building a relationship through visits, phone calls, and gifts can make you stand out of the crowd. Remember, these people chose the winners from hundreds of applications a day and a personal touch can really make a difference!
Apply early. It can never be too early to apply for a scholarship. Applying early is another way to stand out of the crowd. You can definitely score a better scholarship earlier with much less competition.5.Applying early can lead to more applications overall, and someone who applies to 100 scholarships against 10 has a much better chance of being awarded!
A. Bear in mind
B. Keep in touch.
C. It can also be a numbers game.
D. Living in a poor community may help you a lot.
E. Some of the highest scholarships are given to college athletes.
F.A high level of community service will give you a leg up in college.
G. Experience has proven that scholarships will be given to those who deserve it.
高三英语七选五中等难度题查看答案及解析
Most college students have their money from their parents, but college is the time for them to begin true responsibility. With the right information at hand and some practice, you can definitely get major financial assistance for college tuition (学费). 1. The following is the ways you should know about.
Play a sport.
2. I know it is obvious to the football player that sports will increase the possibility, but did you know you can get scholarships for less-known sports? Have a try on golf, sailboat and marathon! A senior year spent learning and perfecting a new sport can lead to a full ride in college.
Do voluntary work.
Most nonprofits have good scholarships for their volunteers. Try volunteering in your community or a community chapter of a major organization. 3.It can be best to work for an organization that you are familiar or have a childhood history with.
4.
Try building a personal connection with someone at a scholarship society. Building a relationship through visits, phone calls and gifts can make you stand out the crowd. Remember, these people chose the winners om hundreds of applications a day and a personal touch can really make a difference.
Apply early.
It can never be too early to apply for a scholarship Applying early is another way to stand out of the crowd You can definitely score a better scholarship earlier with much less competition. 5.
Applying early can lead to more applications overall, and someone who applies to 100 scholarships against 10 has a much better chance of being awarded!
A.Bear in mind.
B.Keep in touch.
C.It can also be a numbers game.
D.Living in a poor community may help you a lot.
E.Some of the highest scholarships are given to college athletes.
F.A high level of community service will give you a leg up in college.
G.Experience has proven that scholarships will be given to those who deserve.
高三英语七选五中等难度题查看答案及解析
Most Americans get what money they have from their work; that is, they earn an income from wages or salaries. The richest Americans, however, get most of their money from what they own — their stocks, bonds, real estate, and other forms of property, or wealth. Although there are few accurate statistics to go by, wealth in American society appears to be concentrated in very few hands. More than 20 percent of everything that can be privately owned is held by less than one percent of the adult population and more than 75 percent of all wealth is owned by 20 percent of American adults. The plain fact is that most Americans have no wealth at all aside from their homes, automobiles, and a small amount of savings.
Income in the United States is not as highly concentrated as wealth. In 1917 the richest 10 percent of American families received 26.1 percent of all income, while the poorest 10 percent received 17 percent, mainly from Social Security and other government payments. The most striking aspect of income distribution is that it has not changed significantly since the end of World War II. Although economic growth has roughly doubled real disposable (可自由使用的) family income (the money left after taxes and adjusted for inflation) over the last generation, the size of the shares given to the rich and the poor is about the same. By any measure economic inequality is great in the United States.
The reality behind these statistics is that a large number of Americans are poor. In 1918, 14 percent of the population was living below the federal government’s poverty line, which at that time was an annual income of $ 9 287 for a nonfarm family of two adults and two children. In other words, about one out of seven Americans over 31 million people was officially considered unable to buy the basic necessities of food, clothes, and shelter. The suggested poverty line in 1981 would have been an income of about $11 200 for a family of four. By this relative definition, about 20 percent of the population or more than 45 million Americans are poor.
1.What does the majority of the Americans have in terms of wealth?
A. Their income and savings.
B. Everything they own in their homes.
C. Actually, they have no wealth at all.
D. Their house, cars and small amounts of savings.
2.What is the percentage of wealth that is in the hands of most Americans?
A. More than 25%. B. Less than 25%.
C. More than 75%. D. Less than 20%.
3.Why is economic inequality still great in the US in spite of the economic growth?
A. Because the proportion of income received by the rich and the poor remains almost the same as in 1917.
B. Because the economic growth has widened the gap of the family income between the rich and the poor.
C. Because income in the US is still concentrated in the hands of the richest 10% of American families.
D. Because some Americans made great fortunes during the Second World War.
4.What can we learn from comparison of the two poverty lines in the last paragraph?
A. The poverty line of 1918 is more favorable to the poor than that of 1981.
B. The 1981 line didn’t leave much to the poor.
C. There were more Americans who were officially poor by the 1981 line.
D. There were more Americans who were officially poor by the 1918 line.
5.From the last two sentences we can see that 1981 government’s poverty line _______.
A. was of no good for the poor B. was not put into operation then
C. was officially approved D. was not helpful to the poor
高三英语阅读理解中等难度题查看答案及解析
Most Americans get what money they have from their work; that is, they earn an income from wages or salaries. The richest Americans, however, get most of their money from what they own — their stocks, bonds, real estate, and other forms of property, or wealth. Although there are few accurate statistics to go by, wealth in American society appears to be concentrated in very few hands. More than 20 percent of everything that can be privately owned is held by less than one percent of the adult population and more than 75 percent of all wealth is owned by 20 percent of American adults. The plain fact is that most Americans have no wealth at all aside from their homes, automobiles, and a small amount of savings.
Income in the United States is not as highly concentrated as wealth. In 1917 the richest 10 percent of American families received 26.1 percent of all income, while the poorest 10 percent received 17 percent, mainly from Social Security and other government payments. The most striking aspect of income distribution is that it has not changed significantly since the end of World War II. Although economic growth has roughly doubled real disposable (可自由使用的) family income (the money left after taxes and adjusted for inflation) over the last generation, the size of the shares given to the rich and the poor is about the same. By any measure economic inequality is great in the United States.
The reality behind these statistics is that a large number of Americans are poor. In 1918, 14 percent of the population was living below the federal government’s poverty line, which at that time was an annual income of $ 9 287 for a nonfarm family of two adults and two children. In other words, about one out of seven Americans over 31 million people was officially considered unable to buy the basic necessities of food, clothes, and shelter. The suggested poverty line in 1981 would have been an income of about $11, 200 for a family of four. By this relative definition, about 20 percent of the population or more than 45 million Americans are poor.
1.What does the majority of the Americans have in terms of wealth?
A．Their income and savings.
B．Their house, cars and small amounts of savings.
C．Everything they own in their homes.
D．Actually, they have no wealth at all.
2.What is the percentage of wealth that is in the hands of most Americans?
A．Less than 25%. B．More than 25%.
C．More than 75%. D．Less than 20%.
3.Why is economic inequality still great in the US in spite of the economic growth?
A．Because the economic growth has widened the gap of the family income between the rich and the poor.
B．Because income in the US is still concentrated in the hands of the richest 10% of American families.
C．Because the proportion of income received by the rich and the poor remains almost the same as in 1917.
D．Because some Americans made great fortunes during the Second World War.
4.What can we learn from comparison of the two poverty lines in the last paragraph?
A. The poverty line of 1918 is more favorable to the poor than that of 1981.
B. The 1981 line didn’t leave much to the poor.
C. There were more Americans who were officially poor by the 1918 line.
D. There were more Americans who were officially poor by the 1981 line.
5.From the last two sentences we can see that 1981 government’s poverty line _______.
A．was of no good for the poor B．was officially approved
C．was not helpful to the poor D．was not put into operation then
高三英语阅读理解中等难度题查看答案及解析
Many children first learn the value of money by receiving an allowance (pocket money). The purpose is to let children learn from experiences at an age when financial mistakes are not very costly．
The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration．Some children get a weekly allowance．Others get a monthly allowance．
In any case, parents should make clear what，if anything, the child is expected to pay for with the money．At first, young children may spend all of their allowance soon after they receive it. If they do this，they will learn the hard way that spending must be done within a budget．Parents are usually advised not to offer more money until the next allowance．
The object is to show young people that a budget demands a choice between spending and saving．Older children may be responsible enough to save money for larger costs，like clothing or electronics．Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home．These jobs are a normal part of family life．
Paying children to do extra work around the house，however，can be useful．It can even provide an understanding of how a business works．
Allowances give children a chance to experience the three things they can do with money．They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want．Or they can save it.
Saving helps children understand that costly goals require sacrifice．You have to cut costs and plan for the future．Requiring children to save part of their allowances can also open the door to future saving and investing．Many banks offer services to help children and teenagers learn about personal finance.
A saving account is an excellent way to learn about the power of compound interest．
Compounding works by paying interest on interest．So，for example，one dollar invested at two per-cent interest for two years will earn two cents in the first year．The second years，the money will earn two percent of one dollar and two cents，and so on．That may not seem like a lot．But over time it adds up．
1.Giving an allowance, parents should consider all the following EXCEPT_______.
A. how much the child should get each time B. whether the child has made a budget
C. where the money really goes D. how often a child can get it
2.The author of the passage holds the opinion that________.
A. what children learn by handling allowances may be beneficial in the future
B. children can learn to set up their own business with their allowances
C. keeping allowances in the bank is the best choice for children
D. it is not a good idea to pay children for housework at home
3.The underlined words “compound interest” in the passage probably mean ________.
A. increasing curiosity to learn how to make more money
B. stronger power to hold one’s attention to saving money
C. money paid by the bank on your original money and the gain from it
D. the sum of money that you earn from keeping your money in the bank
4.What is the best title for the passage?
A. Be Generous to Pay Your Children． B. Be Wise to Avoid Financical Mistakes．
C.Saving Allowances Does Good to Children.D.Allowances Help Children Learn about Money．
高三英语阅读理解简单题查看答案及解析
Many children first learn the value of money by receiving an allowance (pocket money). The purpose is to let children learn from experiences at an age when financial mistakes are not very costly．
The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration．Some children get a weekly allowance．Others get a monthly allowance．
In any case, parents should make clear what，if anything, the child is expected to pay for with the money．At first, young children may spend all of their allowance soon after they receive it. If they do this，they will learn the hard way that spending must be done within a budget．Parents are usually advised not to offer more money until the next allowance．
The object is to show young people that a budget demands a choice between spending and saving．Older children may be responsible enough to save money for larger costs，like clothing or electronics．Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home．These jobs are a normal part of family life．
Paying children to do extra work around the house，however，can be useful．It can even provide an understanding of how a business works．
Allowances give children a chance to experience the three things they can do with money．They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want．Or they can save it.
Saving helps children understand that costly goals require sacrifice．You have to cut costs and plan for the future．Requiring children to save part of their allowances can also open the door to future saving and investing．Many banks offer services to help children and teenagers learn about personal finance.
A saving account is an excellent way to learn about the power of compound interest.
Compouding works by paying interest on interest．So，for example，one dollar invested at two percent interest for two years will earn two cents in the first year. The second years，the money will earn two percent of one dollar and two cents，and so on. That may not seem like a lot．But over time it adds up．
1.Giving an allowance, parents should consider all the following EXCEPT ______.
A. how much the child should get each time
B. whether the child has made a budget
C. where the money really goes
D. how often a child can get it
2.The author of the passage holds the opinion that _________.
A. what children learn by handling allowances may be beneficial in the future
B. children can learn to set up their own business with their allowances
C. keeping allowances in the bank is the best choice for children
D. it is not a good idea to pay children for housework at home
3.The underlined words “compound interest” in the passage probably mean ________.
A. increasing curiosity to learn how to make more money
B. stronger power to hold one’s attention to saving money
C. money paid by the bank on your original money and the gain from it
D. the sum of money that you earn from keeping your money in the bank
4.What is the best title for the passage?
A. Be Generous to Pay Your Children．
B. Be Wise to Avoid Financical Mistakes．
C. Saving Allowances Does Good to Children．
D. Allowances Help Children Learn about Money．
高三英语阅读理解中等难度题查看答案及解析
Many children first learn the value of money by receiving an allowance (pocket money). The purpose is to let children learn from experiences at an age when financial mistakes are not very costly.
The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.
In any case, parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this,they will learn the hard way that spending must be done within a budget (预算). Parents are usually advised not to offer more money until the next allowance. The object is to show young people that a budget demands a choice between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics.
Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.
Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.
Saving helps children understand that costly goals require sacrifice. You have to cut costs and plan for the future. Requiring children to save part of their allowances can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance. A saving account is an excellent way to learn about the power of compound interest.
Compounding works by paying interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot, but over time it adds up.
1.Parents give their children allowances in order to _____.
A. show off their wealth of family
B. let them make more money
C. learn the value of money
D. help children manage family finance
2.What is the second paragraph mainly about?
A. The time to give allowances.
B. The way to spend alloweances.
C. the amount of allowances given to children.
D. Considerations taken to give allowances.
3.Why are parents adivsed to offer young children allowances strictly as planned?
A. To help children learn to make a budget.
B. To have children save money for larger costs.
C. To let children make fewer mistakes.
D. To give them more allowances next time.
4.What does the author intend to tel lthe readers?
A. The methods of limiting allowances.
B. The advice on a better family budget.
C. Teaching children to use allowances wisely.
D. Offering allowances to children properly.
高三英语阅读理解中等难度题查看答案及解析
Most musicians and artists say the Internet has helped them make more money from their work despite online file-trading services that allow users to copy songs and other material for free, according to a study released on Sunday.
Recording labels and movie studios have hired groups of lawyers to pursue（追究）networks like Kazaa, and have sued thousands of individuals who spread out copyrighted material through such networks.
But most of the artists surveyed by the nonprofit Pew Internet and American Life Project said online file sharing did not concern them much.
Artists were divided on the rewards of peer-to-peer networks, with 47 percent saying that they prevent artists from earning royalties（版税）for their work and another 43 percent saying they helped promote and spread their material.
But two-thirds of those surveyed said file sharing caused little threat to them, and less than one-third of those surveyed said file sharing was a major threat to creative industries. Only 3 percent said the Internet hurt their ability to protect their creative works.
“What we hear from a wide range of artists is that, despite the real challenges of protecting work online, the Internet has opened new ways for them to exercise their imaginations and sell their creations,” said report author Mary Madden, a research specialist at the Pew Internet and American Life Project.
The nonprofit group based its report on a survey of 809 self-identified artists in December 2003.
1.The underlined sue in paragraph two probably means ____.
A. to criticize formally B. to start a legal case
C. to give thanks to D. to draw attention to
2.47% of the artists surveyed said that ____.
A. some networks were illegal
B. file-sharing was a threat to their material
C. the Internet made their material more popular
D. their income reduced because of some networks
3.What is wrong about the Pew Internet and American Life Project?
A. It is a research group.
B. It is a very popular network.
C. It doesn’t make money by its research.
D. It focuses on the relation between the Internet and people’s life.
4.The nonprofit group holds the opinion that ____.
A. artists don’t want to put their works on the Internet.
B. some networks should be closed because they are illegal
C. users of the Internet should not be allowed to copy songs and materials
D. although the Internet is improperly used sometimes, it helps the artists a lot
高三英语阅读理解困难题查看答案及解析