Ways to teach kids money management skillsNo ...

Ways to teach kids money management skills

No matter your financial situation, you can help your kids make smart money choices. Here are 3 ways my husband and I have started teaching money smarts to our children:

1. Review the family budget together

1.They also know that our income goes to pay for things like groceries, clothes, and toys. Recently, we’ve introduced some of the more unseen budget categories like retirement, car repairs, and Christmas savings.

Seeing what a budget is and how it works gives our kids ownership of the process and an understanding of why we do what we do each month. 2.

2. Let kids handle money

3.Our kids earn money on specific chores that are above and beyond the basic requirements of helping our family function. With the money they make for extra work, they practice counting, giving, saving, and, of course, spending!

3. Practice delayed gratification(满足)

My husband and I practice delayed gratification often and talk through our plans with the kids so they see that as a family we are saving rather than borrowing for immediate gratification.

4.And together we are all working a little extra to fund a trip to Disneyland.

No one likes to wait.5.But, delaying gratification is a valuable skill that our children can learn. It helps them discover many things are worth the wait.

A. That’s just not human nature!

B. Our kids know that Mum and Dad work to earn money.

C. Don’t worry if your current financial situation isn’t perfect.

D. Choose wise words when discussing money around your kids.

E. Right now they know that Daddy is saving for a new-to-him truck.

F. There is no better way to learn about money than to actually be responsible for it.

G. When we say, “There isn’t any more eating-out money left,” they understand why.

高三英语七选五中等难度题查看答案及解析

Your kids learn a lot from their friends—things you can’t teach them, no matter how much you

want to.

Probably the most important thing kids learn is how to have peer relationships. As a parent, you can’t do this, because you and your child aren’t equals.

For example, when you’re sitting on your family room floor and your very young child asks you to pass him the blocks, you probably hand them right over. If your child is sitting with a peer and asks the same thing, though, he might not get what he wants.

To succeed, your child will need to learn strategies for getting what he wants. For example, he might simply yank (猛拉) the toy out of his friend’s hand. If he does that, he may learn that it’s not the best way of getting what he wants because it leads to fighting and time-outs. The successful child will learn that he needs to negotiate a trade, to wait patiently, or to find something else equally fun to play with.

Friends also provide emotional support, something that is part of the foundation of healthy adulthood. You can’t be with your child on the elementary school playground or at the high school dance. Your child’s friends will be the ones to stick up for her, to include her in games, and later, to tell her she looks great even if her lousy prom (糟糕的舞会) date wanders off instead of dancing with her.

Friends also help your children learn. Friends solve problems together, imitate each other, and

pass on knowledge .

Some experts believe that the single biggest predictor of your child’s success later in life is her ability to make friends. In fact, they claim it’s even more important than IQ and grades.

This doesn’t mean that the kids who are most popular in school do the best later on in life. What matters is not the number of friends a child has but rather the quality of the relationships.

This is good news for those of us who hate to think that popularity really is the Holy Grail of childhood and adolescence. While it’s true that popularity has many advantages, and that many popular kids really are nice people—and not just the best dressed or best looking—it’s better to have a few good friends than to have the admiration of the masses.

1.By giving the example in Paragraph 3, the author wants to show that 　　　　 .

A．kids can learn how to deal with the relationships when they stay with their peers

B．parents should spend more spare time playing with their kids

C．kids should learn how to be polite when they ask their parents for help

D．parents can teach their kids how to be good members in the modern society in their daily life

2.What does the underlined phrase“stick up for” in the fifth paragraph mean?

A．envy　　　　　　　　 B．oppose

C．support　　　　　　　 D．ignore

3.In the author’s opinion, 　　　　 is more important than being popular for kids.

A．getting high grades

B．having some real friends

C．developing a good habit

D．knowing how to dress themselves up

4.Which of the following can be the best title for the passage?

A．How to Bridge the Generation Gap

B．What It Takes to Be a Good Friend

C．Why Friends Are Important

D．How to Be Popular in School

高三英语阅读理解中等难度题查看答案及解析

阅读理解。

Your kids learn a lot from their friends — things you can't teach them, no matter how much you want to.

Probably the most important thing kids learn is how to have peer relationships. As a parent, you can't do this, because you and your child aren't equals.

For example, when you're sitting on your family room floor and your very young child asks you to pass him the blocks, you probably hand them right over. If your child is sitting with a peer and asks the same thing, though, he might not get what he wants.

To succeed, your child will need to learn strategies for getting what he wants. For example, he might simply yank(猛拉) the toy out of his friend's hand. If he does that, he may learn that it's not the best way of getting what he wants because it leads to fighting and time­outs. The successful child will learn that he needs to negotiate a trade, to wait patiently, or to find something else equally fun to play with.

Friends also provide emotional support, something that is part of the foundation of healthy adulthood. You can't be with your child on the elementary school playground or at the high school dance. Your child's friends will be the ones to stick_up_for her, to include her in games, and later, to tell her she looks great even if her lousy prom (糟糕的舞会) date wanders off instead of dancing with her.

Friends also help your children learn. Friends solve problems together, imitate each other, and pass on knowledge.

Some experts believe that the single biggest predictor of your child's success later in life is her ability to make friends. In fact, they claim it's even more important than IQ and grades.

This doesn't mean that the kids who are most popular in school do the best later on in life. What matters is not the number of friends a child has but rather the quality of the relationships.

This is good news for those of us who hate to think that popularity really is the Holy Grail of childhood and adolescence. While it's true that popularity has many advantages, and that many popular kids really are nice people — and not just the best dressed or best looking — it's better to have a few good friends than to have the admiration of the masses.

1.By giving the example in Paragraph 3, the author wants to show that ________.

A．kids can learn how to deal with the relationships when they stay with their peers

B．parents should spend more spare time playing with their kids

C．kids should learn how to be polite when they ask their parents for help

D．parents can teach their kids how to be good members in the modern society in their daily life

2.What does the underlined phrase “stick up for” in the fifth paragraph mean?

A．Envy.　　　　　　　 　 B．Oppose.

C．Support.　　 　　　　　 D．Ignore.

3.In the author's opinion, ________ is more important than being popular for kids.

A．getting high grades

B．having some real friends

C．developing a good habit

D．knowing how to dress themselves up

4.Which of the following can be the best title for the passage?

A．How to Bridge the Generation Gap

B．What It Takes to Be a Good Friend

C．Why Friends Are Important

D．How to Be Popular in School

高三英语阅读理解中等难度题查看答案及解析

Parents do need to teach their kids financial responsibility and that money is earned. Still, many child-development experts agree that tying a child’s allowance to chores can be a slippery slope. Here’s why.

Susie Walton, master instructor at Peace in Your Home advises to keep chores and allowances totally separate. “Allowance is one thing. When it comes to chores, life skills, responsibilities－that’s a whole different thing.” says Walton.

Walton says, “When kids aren’t doing a chore, you don't say, ‘well, there goes your allowance.’ You’re going to sit them down and ask what’s going on. ‘We are a team. We are a family. We’ve got to have them done.’”

Besides, by paying children for chores with an allowance, you’ll also be sending the message that work isn't worth doing unless they’re getting paid for it.

There are times when it would make sense to pay kids for chores. Most financial and child-development experts agree that it’s a fine idea to pay children money for extra jobs that are outside their normal set of chores, such as washing windows, washing the car or helping to clean out the garage－especially if the child is saving for a big item. This may even develop an entrepreneurial (企业家的) spirit to think outside of the box to earn money.

For parents who are concerned that their children won’t learn the value of a dollar if the allowance isn’t tied to household chores, note that there are still plenty of money management skills to be learned from a straight allowance. Depending on the age, kids can be made responsible for paying for their own toys or snacks. Some parents even require that kids set aside a percentage of their allowance toward savings.

“I really like having my own money,” says Kevin, 9. “It’s up to me if I want to buy the cheap toy now, or save and get the better toy.” And that’s a good lesson to learn at 9 years old.

No matter which allowance route you take in parenthood, kids will feel empowered by being able to handle their own money.

1.Which of the following would Susie Walton most probably agree with?

A. A child’s allowance shouldn’t be tied to chores.

B. Kids shouldn’t be forced to do chores.

C. Doing chores teaches kids the value of work.

D. Kids should be paid for doing chores.

2.According to Susie Walton, if kids don’t do chores, parents should ______.

A. teach them the entrepreneurial spirit

B. talk to them about family responsibilities

C. give them a smaller allowance than usual

D. punish them by not giving them their allowances

3.What is the author’s attitude towards Kevin’s action?

A. Worried.        B. Doubtful.        C. Approving.        D. Unfavorable.

4.The text is mainly about _____________.

A. the importance of kids doing chores

B. whether parents should pay kids for chores

C. the advantages of kids handling their own money

D. whether parents should give kids regular allowances

高三英语阅读理解中等难度题查看答案及解析

Parents do need to teach their kids financial responsibility and that money is earned.Still,many child-development experts agree that tying a child's allowance to chores can be a slippery slope.Here's why.

Susie Walton,master instructor at Peace in Your Home advises to keep chores and allowances totally separate. "Allowance is one thing.When it comes to chores,life skills,responsibilities-that's a whole different thing." says Walton.

Walton says, "When kids aren't doing a chore,you don't say, 'Well,there goes your allowance.' You're going to sit them down and ask what's going on. 'We are a team.We are a family.We've got to have them done.' "

Besides,by paying children for chores with an allowance,you'll also be sending the message that work isn't worth doing unless they're getting paid for it.

There are times when it would make sense to pay kids for chores.Most financial and child-development experts agree that it's a fine idea to pay children money for extra jobs that are outside their normal set of chores,such as washing windows,washing the car or helping to clean out the garage-especially if the child is saving for a big item. This may even develop an entrepreneurial（企业家的）spirit to think outside of the box to earn money.

For parents who are concerned that their children won't learn the value of a dollar if the allowance isn't tied to household chores,note that there are still plenty of money management skills to be learned from a straight allowance. Depending on the age,kids can be made responsible for paying for their own toys or snacks.Some parents even require that kids set aside a percentage of their allowance toward savings.

"I really like having my own money," says Kevin,9. "It's up to me if I want to buy the cheap toy now,or save and get the better toy." And that's a good lesson to learn at 9 years old.

No matter which allowance route you take in parenthood,kids will feel empowered by being able to handle their own money.

1.According to Susie Walton,parents should________.

A. teach kids the value of work

B. pay kids allowances after they finish chores

C. separate chores from allowances completely

D. tell kids to take responsibility for earning money

2.Which of the following would most financial and child-development experts agree with?

A. A kid's allowance should be tied to all the chores.

B. Kids can be paid allowances for their extra jobs that are outside their normal set of chores.

C. Kids should be paid allowances to develop their entrepreneurial spirits.

D. Kids should be taught to think outside of the box.

3.What does the author think of Kevin's action?

A. He approved of what Kevin said.

B. He didn't give any opinion about Kevin's action.

C. He thought it proper for a boy of 9 to buy cheap toys.

D. He worried about Kevin's action.

4.What's the main idea of the text?

A. Parents should not give kids allowances.

B. Whether kids should do chores at home.

C. Whether kids should keep allowances for later use.

D. Whether parents should pay kids for chores.

高三英语阅读理解中等难度题查看答案及解析

Parents do need to teach their kids financial responsibility and that money is earned. Still, many child-development experts agree that tying a child’s allowance to chores can be a slippery slope. Here’s why.

Susie Walton, master instructor at Peace in Your Home advises to keep chores and allowances totally separate. “Allowance is one thing. When it comes to chores, life skills, responsibilities­－that’s a whole different thing.” says Walton.

Walton says, “When kids aren’t doing a chore, you don't say, ‘well, there goes your allowance.’ You’re going to sit them down and ask what’s going on. ‘We are a team. We are a family. We’ve got to have them done.’”

Besides, by paying children for chores with an allowance, you’ll also be sending the message that work isn't worth doing unless they’re getting paid for it.

There are times when it would make sense to pay kids for chores. Most financial and child-development experts agree that it’s a fine idea to pay children money for extra jobs that are outside their normal set of chores, such as washing windows, washing the car or helping to clean out the garage－especially if the child is saving for a big item. This may even develop an entrepreneurial (企业家的) spirit to think outside of the box to earn money.

For parents who are concerned that their children won’t learn the value of a dollar if the allowance isn’t tied to household chores, note that there are still plenty of money management skills to be learned from a straight allowance. Depending on the age, kids can be made responsible for paying for their own toys or snacks. Some parents even require that kids set aside a percentage of their allowance toward savings.

“I really like having my own money,” says Kevin, 9. “It’s up to me if I want to buy the cheap toy now, or save and get the better toy.” And that’s a good lesson to learn at 9 years old.

No matter which allowance route you take in parenthood, kids will feel empowered by being able to handle their own money.

1.Which of the following would Susie Walton most probably agree with?

A. A child’s allowance shouldn’t be tied to chores.

B. Kids shouldn’t be forced to do chores.

C. Doing chores teaches kids the value of work.

D. Kids should be paid for doing chores.

2.According to Susie Walton, if kids don’t do chores, parents should ________.

A. teach them the entrepreneurial spirit

B. talk to them about family responsibilities.

C. give them a smaller allowance than usual

D. punish them by not giving them their allowances

3.In Paragraph 6, “a straight allowance” probably means “________”.

A. money given by charity organizations

B. money earned by doing part-time jobs.

C. money earned by doing everyday household chores

D. money given by parents and not dependent on chores

4.What is the author’s attitude towards Kevin’s action?

A. Worried.　　　　　 B. Doubtful.

C. Approving.　　　　 D. Unfavorable.

5.The text is mainly about _____________.

A. the importance of kids doing chores

B. whether parents should pay kids for chores

C. the advantages of kids handling their own money

D. whether parents should give kids regular allowances

高三英语阅读理解困难题查看答案及解析

How to teach your kids the value of money

For the many parents who want to teach their kids economic (经济的) ideas and prepare them for their financial futures, where is the starting point?

1. Here’s their advice:

Make sure money isn’t “invisible (看不见的)” to your kids.

Chris Whitlow, CEO of Edukate, described money as “a contact sport (接触性运动).” “ “It’s like if you were to read about football and then try to play football,” Whitlow said. “2.”

That’s why it’s important for families to speak openly about finances to get their kids better prepared for their financial future.

3.

One way to teach kids about money is to simply let them have it, and cash is a great start. Gwen Tulin, founder of Brain Arts Productions, suggested that parents take a few minutes to get cash from an ATM and pick one store to use that money in front of their kids.

Don’t be afraid of financial language.

Tanya Van Court started Goalsetter, a saving and giving platform (平台) for kids. She wonders why many parents are frightened to even start a conversation about money with their kids. 4. To help other families do the same, Goalsetter offers an Urban Financial Dictionary that explains financial languages.

5.

Goalsetter offers three different ways for kids to set their financial goals: saving for the future, saving for things, and sharing with others.“We don’t just want lessons about using your money for yourself.” Van Court said, “but also giving back to other people in need.”

A.Don’t give your kids too much money.

B.Let your children have some money to work with.

C.Reading about it is more important than playing it.

D.Reading about it and playing it are two different things.

E.She made sure to introduce financial basics to her own children.

F.Don’t forget to explain that money can be a powerful tool to help others.

G.We asked some experts to introduce the best ways to teach kids the value of money.

高三英语七选五中等难度题查看答案及解析

Ways to Get Your Kids into Nature

Being in nature for kids has tremendous health benefits. There are many ways you can incorporate nature into your children’s lives, even if you live in the city.

Inspire curiosity by being curious yourself. A parent’s excitement can be spread to the children, and when you show respect for nature, your children follow suit. 1.. “I don’t know! Let’s find out together.” is a wonderful way to get the ball rolling. Be open to a mutual adventure and allow your curious inner child to come out while you explore nature with your children.

2.. If you have to carpool(拼车) in the morning, turn off the devices instead and encourage your children to look out of the window. The early morning fall skies are beautiful with color and migrating birds. After all, even views of nature from the car window are calming and beneficial.

Stop thinking about nature time as leisure time. Time in nature is an essential investment in your children’s health and well­being. If you view nature time as essential to good health, you will be more likely to engage in it. 3.， nurturing creativity and wonder is part of your responsibility as parents.

Look at the stars. Visit your local observatory, and then drive out of the city some morning or evening for your own stargazing(天体观察) with a blanket and telescope. Observing the stars offers a deeper and wider understanding of the universe. 4..

Plant a small garden. 5.. Bean and pea plants grow quickly and can be eaten when mature, so teach your children about food and the wonder of growth.

A.Limit electronic devices while driving

B.Encourage questions you don’t know the answers to

C.If you want to raise your healthy, well­balanced children

D.If you have the space, help your children plant a few vegetables

E.It will teach teamwork, pride in the community, and family togetherness

F.If your child is interested, encourage him to get involved in the community

G.Allow yourself to think about it, and talk to your children about that wonder

高三英语七选五中等难度题查看答案及解析

_________ character teaching，storytelling is one of the best ways to get your points across，

especially to young kids．

A．In terms of　　　　　　　　　　　　　　　　 B．As a result of

C．In favour of　　　　　　　　　　　　　　　　 D．By means of

高三英语单项填空简单题查看答案及解析

In terms of character teaching, storytelling is one of the best ways to ____ your points _____ , especially to young kids.

A. get, around       B. get, over

C. get, across              D. get, through

高三英语单项填空中等难度题查看答案及解析