Teach Children the Value of MoneyAs we're mov...

Teach Children the Value of Money

As we're moving towards a more cashless society and real pocket money is becoming increasingly unpopular, children increasingly no longer understand the value of physical money and simple tasks such as working out how many coins are needed to buy a toy or sweets will become out-of-use. Education around money management and establishing healthy money habits at a young age have become even more vital.

1. Start with planning an activity together and then define a budget. Then, research what things you will buy, work out which items may be better to buy. As you carry out each part of the activity, make sure to save all the receipts, and then evaluate if you managed to stay within, or broke your budget. 2.

Giving your children or encouraging them to suggest a regular chore can be rewarded with some pocket money. 3. For example, 14-year-olds are often making their own beds, so introducing a reward for such a "chore" is not a good idea, however, emptying the dishwasher might be just right for a nine-year-old. These types of chores will help them to get an understanding of earning money and the relationship between time, effort and money. Educate children through encouragement by paving the way for them to act on their own curiosity and interest. 4.

Coming up with and doing activities or day to day tasks together with your children, is not only much more enjoyable for your children, but it also helps them to become more confident and decisive about making their own decisions about savings, interest rates, or allowances. 5. That is bound to pave the way to breaking the trend of financial illiteracy.

A.That is one of the most important factors for learning.

B.Involve them in everyday money management activities.

C.This can be done with real-money or a digital piggy bank.

D.Giving your child regular pocket money, big enough to cover basic wants.

E.They will become more financially independent and wiser to online spending.

F.Such a chore beyond what is considered to be done at a certain age is the best.

G.This practice of setting a budget is very useful and fun for both parents and children.

高三英语七选五中等难度题查看答案及解析

Children may not be putting coins in piggy banks for much longer. With the move towards a cashless society, pocket money is moving digital.

To reflect this trend, many mobile budgeting apps for children have sprung up worldwide：GoHenry, Osper, and Gimi, to name but a few. These apps offer a simple money management service for children, often for a monthly fee paid by the parents. Parents can add money to children's accounts, set limits and monitor transactions(交易). Children can choose to save their money or spend it using a prepaid card.

These apps aim to teach young childrenfinancial concepts, such as budgeting, interest rates and income. For instance, the Swedish app Gimi—with 1.2 million users globally—has virtual savings jars where children can deposit money. Parents can pay children interest as they save. There is also a chores feature, where parents can pay children for completing household tasks. The account is attached to a prepaid card that is currently available in Sweden only, but is expected to be launched elsewhere in Europe in 2020.

Haglund, CEO of Gimi, believes the app can teach children responsible spending habits. "You don't become better at money management just because you have a degree in economics. It's more about the attitude and the relationship you have with parents' money when you're 6 to 12 years old," he says.

But Catherine Winter, managing director of financial capability at The London Institute of Banking and Finance, warns that while digital tools can help there needs to be a more structured approach to financial education. The area should "have regular, dedicated, classroom time and ideally should be taught as a standalone subject," she said. “Children would then have the right context and foundation to get the most out of both the apps and their money.”

1.What does the underlined part "this trend" in paragraph 2 refer to?

A.Putting coins in piggy banks

B.Pocket money moving digital

C.Mobile budging apps springing up.

D.Money management service being offered

2.What do we know about the Swedish app Gimi?

A.It pays children interest as they save.

B.It has 1. 2 million users all over Sweden.

C.It can teach children concepts related to money

D.It is attached to a credit card available in Sweden only.

3.What can we learn from Winter's words?

A.Digital tools can help a lot with spending habits

B.Money management requires financial capability.

C.A regular classroom-based financial education is needed.

D.Children can get the most out of their money with the apps

4.What's the passage mainly about?

A.The rise of the digital piggy bank.

B.The trend towards a cashless society.

C.The importance of financial education.

D.The popularity of money management apps.

高三英语阅读理解中等难度题查看答案及解析

How to teach your kids the value of money

For the many parents who want to teach their kids economic (经济的) ideas and prepare them for their financial futures, where is the starting point?

1. Here’s their advice:

Make sure money isn’t “invisible (看不见的)” to your kids.

Chris Whitlow, CEO of Edukate, described money as “a contact sport (接触性运动).” “ “It’s like if you were to read about football and then try to play football,” Whitlow said. “2.”

That’s why it’s important for families to speak openly about finances to get their kids better prepared for their financial future.

3.

One way to teach kids about money is to simply let them have it, and cash is a great start. Gwen Tulin, founder of Brain Arts Productions, suggested that parents take a few minutes to get cash from an ATM and pick one store to use that money in front of their kids.

Don’t be afraid of financial language.

Tanya Van Court started Goalsetter, a saving and giving platform (平台) for kids. She wonders why many parents are frightened to even start a conversation about money with their kids. 4. To help other families do the same, Goalsetter offers an Urban Financial Dictionary that explains financial languages.

5.

Goalsetter offers three different ways for kids to set their financial goals: saving for the future, saving for things, and sharing with others.“We don’t just want lessons about using your money for yourself.” Van Court said, “but also giving back to other people in need.”

A.Don’t give your kids too much money.

B.Let your children have some money to work with.

C.Reading about it is more important than playing it.

D.Reading about it and playing it are two different things.

E.She made sure to introduce financial basics to her own children.

F.Don’t forget to explain that money can be a powerful tool to help others.

G.We asked some experts to introduce the best ways to teach kids the value of money.

高三英语七选五中等难度题查看答案及解析

When we're learning a foreign language, making sense of what we hear is the first step toward fluency. It sounds obvious, but until recently, we didn't know much about how listening works. New research shows that effective listening involves more than simply hearing the words that float past our ears. Rather, it's an active process of analysing information and making meaning.

Studies of skilled language learners have identified specific listening strategies that lead to excellent comprehension. In addition to that benefit, research has shown that learners who adopt these strategies become better listeners.

So what are listening strategies? Skilled learners go into a listening activity with a sense of what they want to get out of it. They set a goal for their listening, and they make predictions about what the speaker will say. Before the talking begins, they review what they already know about the subject, and form an intention to “listen out for”what's important. Once they begin listening, these learners maintain their focus; if their attention wanders, they bring it back to the words being spoken. They don't allow themselves to be thrown off by confusing or unfamiliar details. Instead, they take note of what they don't understand and later make inferences(推测)about what those things might mean, based on other clues available to them: their previous knowledge of the subject, the identity of the speaker, and so on. All the while, skilled learners are evaluating what they're hearing and their own understanding of it. They're checking their inferences to see if they're correct.

Such strategies are all about thinking, and they produce a variety of benefits. Research indicates that such learners are better at analysing and storing new information, better at finding the best ways to practice what they have learned. Last year, for example, University of Ottawa researcher Larry Vandergrift published his study of 106 undergraduates who were learning French as a second language. Half of the students were taught in a traditional fashion, listening to and practicing texts spoken aloud. The other half, dealing with the same skill level and taught by the same teacher, were given clear instruction on how to listen. In the journal Language Learning, Vandergrift reported the results: The second group “significantly outperformed(胜过)” the first one on a test of comprehension. In a 2006 study by researchers from Singapore, Chinese speakers who were learning English as a second language reported increased motivation and confidence after they were taught metacognitive strategies.

Though listening is often treated as a way to make others feel appreciated, it's also one of the most powerful tools we have to gain information and insight(洞察力).

高三英语其他题中等难度题查看答案及解析

While the U.S. is still debating about getting rid of the penny, Sweden is rapidly moving towards abolishing currency altogether. Though this may sound radical(过激的), it is a natural evolution in this digital society.

Sweden, which was the first European country to introduce banknotes in 1661, has just been working harder to convince its residents that digital payments are a safer alternative to carrying cash.

Over the years, the idea has gained popularity with residents, especially the younger generation that is much more comfortable with technology. Today many banks don’t even have ATMs and some have stopped handling cash altogether!

Tickets to ride public buses in most Swedish cities can only be purchased via cell phones. Numerous businesses are also moving towards accepting only digital payments. Even the homeless that sell street paper to make ends meet have to start accepting this mode of payment!

But despite its growing popularity, some people don’t like this radical idea. They include the homeless, elderly people as well as those living in rural areas who are still uncomfortable with mobile phones and computers. But the officials are confident that in the very near future, they will be able to convince everyone to move this safe and more cost-effective payment system.

Sweden is not the only country trying to abolish paper currency and coins. The movement is rapidly gaining ground in Denmark and Finland as well. In 2014, Israel announced a three-step plan to go cashless and just last week the vendors(小贩)of a popular street in Sydney declared they would stop accepting currency from customers. Whether this phenomenon spreads remains to be seen. But one thing is for sure—With increasingly advanced payment systems being introduced every day, pulling out cash is rapidly becoming “uncool”.

1.What can we infer from Paragraph 3 and 4?

A. Many banks in Sweden don’t have ATMs.

B. You don’t have to buy tickets when riding buses.

C. People don’t give the homeless money but food.

D. People can just take cell phones when shopping.

2.According to the passage, which information is RIGHT?

A. Sweden was the first country to get the idea to abolish currency.

B. The younger generation is opposed to the measures.

C. Bus fare can only be purchased via cell phones in most Swedish cities.

D. Banks in Sweden have stopped dealing with cash completely.

3.Which of the following can be the best title for the text?

A. An Advanced Country –Sweden

B. A Controversial Government Policy

C. Sweden to Influence the World’s Cash Payment

D. Sweden to Become the World’s First Cashless Society

4.Which of the following categories does this passage belong to?

A. Education.

B. Economy.

C. Travel.

D. Insurance.

高三英语阅读理解中等难度题查看答案及解析

Many children first learn the value of money by receiving an allowance (pocket money). The purpose is to let children learn from experiences at an age when financial mistakes are not very costly．

The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration．Some children get a weekly allowance．Others get a monthly allowance．

In any case, parents should make clear what，if anything, the child is expected to pay for with the money．At first, young children may spend all of their allowance soon after they receive it. If they do this，they will learn the hard way that spending must be done within a budget．Parents are usually advised not to offer more money until the next allowance．

The object is to show young people that a budget demands a choice between spending and saving．Older children may be responsible enough to save money for larger costs，like clothing or electronics．Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home．These jobs are a normal part of family life．

Paying children to do extra work around the house，however，can be useful．It can even provide an understanding of how a business works．

Allowances give children a chance to experience the three things they can do with money．They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want．Or they can save it.

Saving helps children understand that costly goals require sacrifice．You have to cut costs and plan for the future．Requiring children to save part of their allowances can also open the door to future saving and investing．Many banks offer services to help children and teenagers learn about personal finance.

A saving account is an excellent way to learn about the power of compound interest．

Compounding works by paying interest on interest．So，for example，one dollar invested at two per-cent interest for two years will earn two cents in the first year．The second years，the money will earn two percent of one dollar and two cents，and so on．That may not seem like a lot．But over time it adds up．

1.Giving an allowance, parents should consider all the following EXCEPT_______.

A. how much the child should get each time  B. whether the child has made a budget

C. where the money really goes          D. how often a child can get it

2.The author of the passage holds the opinion that________.

A. what children learn by handling allowances may be beneficial in the future

B. children can learn to set up their own business with their allowances

C. keeping allowances in the bank is the best choice for children

D. it is not a good idea to pay children for housework at home

3.The underlined words “compound interest” in the passage probably mean ________.

A. increasing curiosity to learn how to make more money

B. stronger power to hold one’s attention to saving money

C. money paid by the bank on your original money and the gain from it

D. the sum of money that you earn from keeping your money in the bank

4.What is the best title for the passage?

A. Be Generous to Pay Your Children．     B. Be Wise to Avoid Financical Mistakes．

C.Saving Allowances Does Good to Children.D.Allowances Help Children Learn about Money．

高三英语阅读理解简单题查看答案及解析

Many children first learn the value of money by receiving an allowance (pocket money). The purpose is to let children learn from experiences at an age when financial mistakes are not very costly．

The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration．Some children get a weekly allowance．Others get a monthly allowance．

In any case, parents should make clear what，if anything, the child is expected to pay for with the money．At first, young children may spend all of their allowance soon after they receive it. If they do this，they will learn the hard way that spending must be done within a budget．Parents are usually advised not to offer more money until the next allowance．

The object is to show young people that a budget demands a choice between spending and saving．Older children may be responsible enough to save money for larger costs，like clothing or electronics．Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home．These jobs are a normal part of family life．

Paying children to do extra work around the house，however，can be useful．It can even provide an understanding of how a business works．

Allowances give children a chance to experience the three things they can do with money．They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want．Or they can save it.

Saving helps children understand that costly goals require sacrifice．You have to cut costs and plan for the future．Requiring children to save part of their allowances can also open the door to future saving and investing．Many banks offer services to help children and teenagers learn about personal finance.

A saving account is an excellent way to learn about the power of compound interest.

Compouding works by paying interest on interest．So，for example，one dollar invested at two percent interest for two years will earn two cents in the first year. The second years，the money will earn two percent of one dollar and two cents，and so on. That may not seem like a lot．But over time it adds up．

1.Giving an allowance, parents should consider all the following EXCEPT ______.

A. how much the child should get each time

B. whether the child has made a budget

C. where the money really goes

D. how often a child can get it

2.The author of the passage holds the opinion that _________.

A. what children learn by handling allowances may be beneficial in the future

B. children can learn to set up their own business with their allowances

C. keeping allowances in the bank is the best choice for children

D. it is not a good idea to pay children for housework at home

3.The underlined words “compound interest” in the passage probably mean ________.

A. increasing curiosity to learn how to make more money

B. stronger power to hold one’s attention to saving money

C. money paid by the bank on your original money and the gain from it

D. the sum of money that you earn from keeping your money in the bank

4.What is the best title for the passage?

A. Be Generous to Pay Your Children．

B. Be Wise to Avoid Financical Mistakes．

C. Saving Allowances Does Good to Children．

D. Allowances Help Children Learn about Money．

高三英语阅读理解中等难度题查看答案及解析

Many children first learn the value of money by receiving an allowance (pocket money). The purpose is to let children learn from experiences at an age when financial mistakes are not very costly.

The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.

In any case, parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this,they will learn the hard way that spending must be done within a budget (预算). Parents are usually advised not to offer more money until the next allowance. The object is to show young people that a budget demands a choice between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics.

Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.

Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.

Saving helps children understand that costly goals require sacrifice. You have to cut costs and plan for the future. Requiring children to save part of their allowances can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance. A saving account is an excellent way to learn about the power of compound interest.

Compounding works by paying interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot, but over time it adds up.

1.Parents give their children allowances in order to _____.

A. show off their wealth of family

B. let them make more money

C. learn the value of money

D. help children manage family finance

2.What is the second paragraph mainly about?

A. The time to give allowances.

B. The way to spend alloweances.

C. the amount of allowances given to children.

D. Considerations taken to give allowances.

3.Why are parents adivsed to offer young children allowances strictly as planned?

A. To help children learn to make a budget.

B. To have children save money for larger costs.

C. To let children make fewer mistakes.

D. To give them more allowances next time.

4.What does the author intend to tel lthe readers?

A. The methods of limiting allowances.

B. The advice on a better family budget.

C. Teaching children to use allowances wisely.

D. Offering allowances to children properly.

高三英语阅读理解中等难度题查看答案及解析

E  

Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly.

The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.

In any case, parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.

The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics. Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life.

Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.

Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.

Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance. A savings account is an excellent way to learn about the power of compound interest.

Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.

77.For children who receive allowances, they’d better not ________.　　

A. waste money to buy gifts for their parents or friends　　

B. buy their favorite clothing or electronics for themselves　　

C. save money like their parents or other adults　　

D. ask for the next allowance before the decided date.

78．Many parents give children an allowance regularly to ______.　　

A. meet children’s basic need for life

B. give control over their children　　

C. see whether they have financial mistakes

D. help children learn how to manage money

79.If children are required to save their allowance, they ______.　　

A. can experience three things related to money　　

B. can understand the relation between goals and sacrifice　　

C. will do more work around the house　　

D. help themselves found the basis for their future life

80. What is the best title for the passage?

A. Be Generous to Pay Your Children

B. Be Wise to Avoid Financial Mistakes

C. Saving Allowances Does Good to Children

D. Allowances Help Children Learn about Money

高三英语阅读理解简单题查看答案及解析

Much of the value mothers and fathers bring to their children is due to the fact that mothers and fathers are different. And by cooperating together and complementing each other in their differences，they provide these good things that same­sex caregivers cannot provide.

Mothers and Fathers Play Differently. Fathers tend to play with, and mothers tend to care for children. While both mothers and fathers are physical，fathers are physical in different ways.

Fathers are rough while mothers are gentle. Fathers encourage competition；mothers encourage fairness. One style encourages independence while the other encourages security.

Both provide security and confidence in their own ways by communicating love and physical intimacy.

Fathers Push Limits；Mothers Encourage Security. Go to any playground and listen to the parents. Who is encouraging their kids to swing or climb just a little higher，ride just a little faster，throw just a little harder？Who is yelling，“Slow down，not so high，not so hard”？Of course，fathers encourage children to take chances and push limits and mothers protect children and are more cautious.

Joined together，they keep each other in balance and help children remain safe while expanding their experiences and confidence.

Mothers and Fathers communicate differently. A major study found that when speaking to children，mothers and fathers are different. Mothers will simplify their words and speak on the child's level. Men are not as inclined to modify(修改) their language for the child simply.

Children who do not have the chance to meet both will not learn how to understand and use both styles of conversation as they grow. These boys and girls will be at a disadvantage because they will experience these different ways of communicating in relationship with teachers，bosses and others.

Mothers and Fathers Discipline Differently Educational psychologist Carol Gilligan tells us that fathers stress justice，fairness and duty，while mothers stress sympathy，care and help. Again，either of these parenting styles by themselves is not good，but together，they create a healthy，proper balance.

1.From Paragraph 1，we learn that　　　 .

A. mothers and fathers bring much of the important value to their children

B. the fact that mothers and fathers are different is considerable and thoughtful

C. parents and same­sex caregivers all want to provide good things to their children

D. cooperating together and complementing each other in parents' differences are very valuable

2.The main purpose of writing the passage is 　　 .

A. to report the different roles mothers and fathers play in child­development

B. to introduce a famous educational psychologist to readers

C. to explain the natural state of mothers and fathers

D. to show children's agreement on parents' differences

3.Which of the following is NOT true according to the passage？

A. Children need moms' softness as well as dads' roughness.

B. Fathers tend towards encouraging risk while mothers tend towards security.

C. Fathers' talk tends to be briefer while mothers' tends to be more childish.

D. Either of these parenting styles by itself can be healthy to children.

4.What would be the best title for the passage？

A. How Children Recognize Their Fathers and Mothers

B. Why Children Need Father­love and Mother­love

C. What Children Need during Their Study

D. When Children Should Be Taught

高三英语阅读理解中等难度题查看答案及解析