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During her junior year of high school, Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life. Ray pretended to buy a car, rent an apartment, and apply for a credit card. Then, she and her classmates played the "stock market game", investing（投资) the hypothetical（虚拟的） earnings from their hypothetical jobs in the market in the disastrous fall of 2008. "Our pretend investments crashed," Ray says, still frightened. "We got to know how it felt to lose money."
That pain of earning and losing money is a feeling that public schools increasingly want to teach. Forty states now offer some type of financial instruction at the high-school level, teaching students how to balance checkbooks and buy stock in math and social-studies classes. Though it's too early to measure the full influence of the Great Recession（大萧条）, the interest in personal-finance classes has risen since 2007 when bank failures started to occur regularly. Now, many states including Missouri, Utah, and Tennessee require teenagers to take financial classes to graduate from high school. School districts such as Chicago are encouraging money-management classes for kids as young as primary school, and about 300 colleges or universities now offer online personal-finance classes for incoming students. "These classes really say, 'This is how you live independently,' " says Ted Beck, president of National Endowment for Financial Education.
Rather than teach investment methods or financial skills, these courses offer a back-to-the-basics approach to handling money: Don't spend what you don't have. Put part of your monthly salary into a savings account, and invest in the stock market for the long-term rather than short-term gains. For Ray, this means dividing her earnings from her part-time job at a fast-food restaurant into separate envelopes for paying bills, spending and saving. "Money is so hard to make but so easy to spend," she says one weekday after school. "That is the big takeaway."
Teaching kids about the value of cash certainly is one of the programs' goals, but teachers also want students to think hard about their finances long term. It's easy for teenagers to get annoyed about gas prices because many of them drive cars. But the hard part is urging them to put off the instant satisfaction of buying a new T-shirt or an iPod. "Investing and retirement aren't things teenagers are thinking about. For them, the future is this weekend," says Gayle Whitefield, a business and marketing teacher at Uth’s Riverton High School.
That’s a big goal for these classes: preventing kids from making the same financial missteps their parents did when it comes to saving, spending, and debt. Though the personal savings rate has increased up to 4. 2 percent, that’s still a far distance from 1982, when Americans saved 11. 2 percent of their incomes. “It’s hard for schools to reach strict money-management skills when teenagers go home and watch their parents increase credit-card debt. It’s like telling your kids not to smoke and then lighting up a cigarette in front of them,” Beck says.
Even with these challenges, students such as Ray say learning about money in school is worthwhile. After Ray finished her financial class, she opened up a savings account at her local bank and started to think more about how she and her family would pay for college. “She just has a better understanding of money and how it affects the world,” says her mother, Darleen－and that’s sown to the details of how money is spent from daily expenses to various taxes. All of this talk of money can make Ray worry, she says, but luckily, she feels prepared to face it.
1.The “stock market game” mentioned in Paragraph 1 is meant to .
A. introduce a new course to students
B. help students learn about investment
C. teach how to apply for a credit card
D. encourage students’ personal savings
2.How does the writer show us that schools’ interest in teaching financial classes has increased in paragraph 2_________?
A. By giving examples. B. By providing data.
C. By raising questions. D. By making comparisons.
3.According to the passage, taking money-management courses will .
A. better students’ learning methods
B. prevent students going into debt
C. help students get accepted by colleges
D. make students become very wealthy
4.After completing the financial class, Diane Ray is likely to .
A. pay off all her debts. B. handle her money better
C. find a job in a bank. D. manage the family income
5.The passage is mainly about .
A. ways to teach students to earn money
B. how Diane Ray learns to value money
C. the push to teach personal finance in school
D. how students choose a proper financial class
高三英语阅读理解中等难度题查看答案及解析
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Last year, we moved home and I began my junior year of high school in New Orleans. My birthday was just a few days after my _______ While I had a physical home, I felt _______ , and my thoughts went to children _______ for shelter whose birthdays fell by the wayside. In an effort to find my place in my _______ town, I set out to _______ an organization of teenagers to hold _______ birthday parties for children living in homeless shelters.
The _______ began and there would be a party each month. Getting the work off the ground _______ our team effort. Every party was _______ as there were many ________ that had to be managed. Rolling up our sleeves, focusing on ________ and connecting with each other, we made the business a great ________
Offering services to those in need teaches ________ lessons often not taught in school. At one party, a little boy and his father came up to thank me for ________ what was the boy's first organized birthday party. I then thanked them for teaching me something too. The father, who lived in a shelter with his son, looked at me ________ as if he was not worthy of teaching me anything. I ________ to him that he taught me to have the ________ to ask for help when needed. I will never ________ the hug and the lesson he gave me.
Experiencing the smile of________on the faces of homeless children who have never had a birthday party before is a(n) ________ that will never fade.
1.A.survival B.arrival C.graduation D.operation
2.A.happy B.lonely C.upset D.lucky
3.A.preparing B.paying C.searching D.struggling
4.A.new B.busy C.small D.quiet
5.A.create B.visit C.remind D.consult
6.A.daily B.weekly C.monthly D.yearly
7.A.career B.contribution C.project D.procedure
8.A.directed B.doubled C.rewarded D.required
9.A.complex B.complete C.typical D.troublesome
10.A.aspects B.dishes C.targets D.emergencies
11.A.relationship B.friendship C.details D.decorations
12.A.fortune B.difference C.attempt D.success
13.A.speech B.life C.education D.language
14.A.enjoying B.hosting C.attending D.postponing
15.A.puzzled B.satisfied C.shyly D.politely
16.A.whispered B.introduced C.repeated D.explained
17.A.chance B.excuse C.courage D.choice
18.A.reject B.forget C.accept D.bear
19.A.relief B.bitterness C.sadness D.delight
20.A.hope B.memory C.mark D.affection
高三英语完形填空中等难度题查看答案及解析
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Do you know an outstanding junior high or high school teacher, coach, guidance counselor, librarian，or headmaster? Nominate (提名)that special teacher you'll always remember and give him/her the chance to be recognized in a famous national magazine through "Educators of the Year Contest"!
Prizes
Cash awards will be given to those from across the country who are given the honor of Educators of the Year. Besides, your winning essays will also be published in our magazine.
Guidelines
We will only consider essays written by teens, and nominations must be for junior high or high school educators only. Elementary school educators are not suitable.
Convince us your educator is special. Tell us about his or her style of teaching, his or her role in school activities, and community service. What has your educator done for the entire school, your class, for you or another student? Give examples with specific details. Keep your essay between 200 and 1,000 words. Remember to include the first and last name, position, and school of your educator in your essay.
Don’t forget to submit (提交)your essays through our website. You can also read our submission guidelines for more information on this website.
The Deadline
The deadline for submitting your essays is December 30. Your essays are accepted and will appear in our magazine all over the year. Winners will be made public after the January issue is published.
1.The contest is intended to .
A. choose educators of the year B. make teachers popular
C. encourage people to be teachers D. ask people to care for a magazine
2.If you want to take part in the contest, you should .
A. write as long an essay as possible
B. show your love for your teacher's lifestyle
C. write about your teacher's personal information
D. list some detailed examples of your special teacher
3.When can we know the winners of the contest? .
A. In December. B. Throughout the year.
C. In January. D. In February.
高三英语阅读理解简单题查看答案及解析
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Do you know an outstanding junior high or senior high school teacher, coach, guidance counselor (辅导员), librarian, or headmaster? Nominate (提名) that special teacher you’ll always remember and give him/her the chance to be recognized in a famous national magazine through “Educator of the Year Contest”!
Prizes
Cash awards will be given to those from across the country who are given the honor of Educator of the Year. Besides, your winning essays will also be published in our magazine.
Guidelines
We will only consider essays written by teens. Nominations must be for junior high or senior high school educators only. Elementary school educators are not suitable.
Convince us your educator is special. Tell us about his or her style of teaching, his or her role in school activities, and community service. What has your educator done for the entire school, for your class, for you or for other students? Tell us some stories about your teacher with specific details. Keep your essay between 200 and 1,000 words. Remember to include the first and last name, position, and school of your educator in your essay.
Don’t forget to submit your essays through our website. You can also read our submission guidelines for more information on this website.
Deadline
The deadline for submitting your essays is December 30. If your essays are accepted, they will appear in our magazine all over the year. Winners will be made public after the January issue is published.
1.What is the purpose of the contest?
A.To make the magazine popular.
B.To choose “Educator of the Year”.
C.To stress the importance of teachers.
D.To encourage people to be teachers.
2.Who can write the essay for the contest?
A.Librarians in senior high school.
B.Teachers in junior high school.
C.Students in junior high school.
D.Guidance counselors in senior high school.
3.What is the basic content of the essay for the contest?
A.Your teacher’s previous honors.
B.The basic information of your school.
C.Some examples of your special teacher.
D.Your appreciation of your teacher’s hard work.
高三英语阅读理解中等难度题查看答案及解析
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I had a very special teacher in high school many years ago whose husband died suddenly of a heart attack. About a week after his death, she _________ some of her insight with a classroom of students. As the late afternoon sunlight came streaming in _________ the classroom windows and the class was nearly over, she moved a few things aside on the _________ of her desk and sat down there.
With a gentle look on her face, she paused and said,"Before class is over, I would like to share with all of you a thought __________ I feel is very important. Each of us is put here on earth to learn, share, love, appreciate and give of ourselves...and ______ of us knows when this fantastic experience will end. It can be taken away at any moment. Perhaps this is a(an) _________that we must make the most out of every single day."
Her eyes beginning to__________, she went on,"So I would like you all to make me a _________...from now on, on your way to school, or on your way home, find something beautiful to notice. It doesn't have to be something you see---it________ be a scent(香味)--perhaps of__________ baked bread wafting out of someone's house, or it could be the sound of the breeze slightly rustling the leaves in the trees, or the __________ the morning light catches one autumn leaf as it falls gently to the ground. Please, look for these things, and remember them.
"For, _________ it may sound silly to some people, these things are the 'stuff' of life. The little things we are put here on earth to enjoy. The things we often take for ________. We must make _______important to notice them, for at any time...it can all be taken away."
The class was completely quiet. We all picked up our books and filed out of the room _________ .That afternoon, I noticed more things on my way home from school than I had that whole semester. Every once in a while, I think of that teacher and remember what a deep _________ she made on all us, and I try to appreciate all of those things that sometimes we all __________.
Take notice of something _________you see on your lunch hour today. Go barefoot. Or walk on the beach at sunset. Stop off on the way home tonight to get a double dip ice cream cone. _______ as we get older, it is not the things we did that we often _______, but the things we didn't do.
1.A. enjoyed B. shared C. changed D. connected
2.A. through B. on C. across D. along
3.A. back B. front C. feet D. edge
4.A. what B. which C. when D. where
5.A. no one B. every C. none D. any
6.A. sign B. signal C. symbol D. scene
7.A.cry B. sweat C. run D. water
8.A. present B. promise C. discovery D. contribution
9.A. should B. must C. could D. need
10.A. eventually B. freshly C. gradually D. slightly
11.A. way B. method C. access D. process
12.A. because B. since C. unless D. although
13.A. responsibility B. granted C. fun D. pleasure
14.A. one B. that C. them. D. it
15.A. happily B. silently C. sadly D. tiredly
16.A. expression B. depression C. impression D. progress
17.A. notice B. forget C. overlook D. remember
18.A. special B. nice C. beautiful D. typical
19.A. While B. Though C. For D. If
20.A. like B. regret C. neglect D. remember
高三英语完型填空困难题查看答案及解析
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In my second year of high school, I met the anthropology (人类学) teacher, Mr. Croft. I didn’t know anything about anthropology, so I never signed up for Mr. Croft’s class. _____, this didn’t stop him from positively _____ my life.
Mr. Croft was a _____ twenty-four hours a day — after school, before school, and in and out of his _____. Mr. Croft inspired and taught every student at East High, _____ me. He often _____ me to become all I could possibly be.
How could I possibly _____ Mr. Croft?
After I graduated from high school, I had an opportunity to _____ football for thirteen-year-olds. To get a feel for the boys’ _____, I had each of them run out for a _____. I wanted to see who could run, catch and throw so I could ____ a team in my mind.
Two days into practice, a tall kid appeared on the field. He got in _____, and when he ran out for a pass, I threw the ball. It hit him square in the _____. He picked up the _____ and ran it back to me. It came time for his second pass and I _____ him in the head again. With his nose bleeding and his lip swelling, he _____ the ball, raced it back to me, and got back in line.
Later I got to know that he was the son of my anthropology teacher, Tommy Croft. I was _____. He said, “I’m here because I want to play football. And I promise _____ you’ll help me, I know I can do it!”
“Get back in line,” I told him. Here, at last, was my _____ to be a Mr. Croft to a Croft. Here was my chance to give something back. For the first time in my life, I _____ the meaning of “an educational system”. What goes around really does come around!
1.A. Besides B. Otherwise C. However D. Therefore
2.A. controlling B. influencing C. saving D. supporting
3.A. teacher B. worker C. helper D. director
4.A. office B. bedroom C. home D. classroom
5.A. directly B. especially C. simply D. eventually
6.A. encouraged B. asked C. persuaded D. reminded
7.A. repay B. forget C. refuse D. respect
8.A. play B. coach C. follow D. watch
9.A. characters B. courage C. abilities D. success
10.A. show B. test C. pass D. score
11.A. join B. train C. manage D. organize
12.A. way B. line C. team D. competition
13.A. chest B. back C. arm D. head
14.A. glove B. hat C. ball D. sweater
15.A. kicked B. knocked C. beat D. hit
16.A. threw away B. put aside C. picked up D. got back
17.A. interested B. touched C. puzzled D. shocked
18.A. when B. if C. because D. though
19.A. aim B. dream C. part D. chance
20.A. understood B. found C. conveyed D. interpreted
高三英语完形填空中等难度题查看答案及解析
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Last semester in my final year of high school, I had a kind teacher whom I can never forget. I was not the best student when it came to writing tests. I had to work extra hard to get good marks, although I enjoyed learning. Anyway, this class that I truly enjoyed still had me struggling to do well on my tests. My teacher willingly helped me and was always willing to answer my questions, and I greatly appreciated it. He was a remarkable teacher, always reaching out to students and helping them achieve their greatest potential.
I remember the day of writing my final exam, I was the last one still writing in the exam room as always, reviewing my exam paper, while everyone else had already finished and left the room. After turning in my exam-paper, I started to leave the classroom, but decided to turn around and say what I had meant to say.
What I did right then was that I sincerely thanked my teacher for everything. What I said to him lastly meant a lot more to him than I thought it would —“I really enjoyed this class.” I did not think much about it. I was just being honest with him, but the look on his face was remarkable. He seemed really touched and appreciated my simple comment, just knowing that one of his students had truly enjoyed his class. That is what I call a simple, yet very meaningful act of kindness to brighten a teacher’s day, because they work so hard for us and truly inspire us to learn.
It is what we say and do to show concern to others that can make somebody else’s day extra special. I believe that a simple praise can mean a lot more than one can think.
1.What can we know from the first paragraph?
A.The author was good at learning.
B.The author didn’t do well in writing.
C.The classes had me struggling.
D.The teacher answered all my questions.
2.Why is the author thankful to his teacher?
A.He taught him how to learn.
B.He let him pass the tests.
C.He helped arouse his potential.
D.He listened to him patiently.
3.Which words can describe the teacher?
A.Honest and kind. B.Kind and outstanding.
C.Special and patient. D.Skillful and clever.
4.What does the passage mainly talk about?
A.A teacher is always helping his students.
B.We should be honest with others.
C.We should appreciate others’ help.
D.A simple comment matters a lot to others.
高三英语阅读理解简单题查看答案及解析
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Think for a moment about the teachers you’ve had at junior or senior high school. Which one did you like best? And why? Were the teachers you liked best also the ones who were the best teachers, in your opinion? 1.And then begin to read further.
Some very common answers to this question are that teachers need to love their students, that they need to have expert knowledge of their subjects and that they should devote themselves completely to their work. All of these ideas are, of course, true to a certain extent.2.
It’s impossible for anyone to love everyone he knows, and teachers deal with a very large number of students over the years. On the other hand, teachers should certainly be able to make their students feel that they’re interested in them as people. 3. A deep knowledge of the subject is especially important.4. That’s to say, a teacher needs to be trained in the skills of teaching. These skills include how to control a class. Finally, teachers have to devote a lot of time and energy to their work, of course. However, because they’re also models that their students must follow, it’s important that they should be well-balanced people with interests outside their school work—families, friends, hobbies, etc. 5.
A.They’re perhaps a little too simple.
B.Students ask too much from teachers.
C.Well- qualified teachers should be educated and capable.
D.Consider for a minute the qualities that make a teacher outstanding.
E.A teacher who only lives for work is likely to become narrow-minded.
F.Equally important is the ability to pass that knowledge on to the students effectively.
G.They also pay attention to the development of both their brains and their characters.
高三英语七选五中等难度题查看答案及解析
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The summer before my junior year in high school, my family and I took a trip to a completely new world. Being from a small town, I had never really been exposed to a large city such as New York City.
As we stood waiting for a taxi outside of the airport, it was immediately apparent to me that New York City was not the same as New Caney, Texas. It seemed like everyone there was in a hurry to get to another place. The loud and constant sound of cars was heard throughout the entire trip. When we found our hotel in Times Square, I noticed that it wasn’t just the cars that were in a hurry. Everyone in the streets was walking quickly that indicated a rush to be somewhere. Just standing and watching the many people rushing their own separate ways was an interesting observation.
In addition to the people and transportation, the buildings were also an incredible sight. Each street was crammed with buildings that were built side by side with no room in between, and a number of skyscrapers were present throughout the city as well. The stores were also large compared to the ones of my little town. A small shop in New Caney would be a huge store that took up an entire building in New York. This would make it seem logical that the prices of everything in New York were almost double those back home.
For the first time in my life, I was exposed to a little taste of what the real world is like. The incredible transportation, the huge skyscrapers, and all of the thousands of people made me anxious to grow up and perhaps move to an incredible city such as this one. Either way, my first trip to New York was one of the most incredible experiences of my life, one I will always treasure.
1.According to the author, New Caney is _______.
A. a very large city B. a rather small town
C. a busy and noisy place D. an undeveloped village
2.The author was impressed by all of the following EXCEPT_________.
A. the people B. the transportation
C. the buildings D. the custom
3.The underlined phrase “was creamed with” in Paragraph 3 can be replaced by “_________”.
A. was full of B. was ruined by
C. was lacking in D. was narrowed by
4.What is the main idea of the passage?
A. Big cities can provide young people with more chances.
B. A trip to New York City reduced my love of my hometown.
C. My visit to New York City was a life changing experience.
D. One’s impression of a city is usually formed by the first visit.
高三英语阅读理解中等难度题查看答案及解析
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Visit any junior high or high school and you will experience the power of influence. Clothing, hairstyles, attitudes and even the language are all gained by some amount of influence, whether it is from commercials, fashion, trends, celebrities or music. Teens and preteen children are influenced by these various factors. However, a child’s friends are the No. 1 influence.
Before you think your children’s friends could never lead one another astray (误入歧途的), think again. A child may experience an event that has caused overwhelming stress or may have problems at home or school, which causes negative behavior. Negative influences of a child’s friends can come without warning.
“Parents who ask their children where they are going, who they are going with and request a meeting with their children’s friends and the friends’ parents have already taken the first step,” says Mara Berkley, family therapist and professor at Bristol University in Rhode Island.
Lynn Rexroat of Chillicothe, Illinois, uses this method to keep tabs on her children. “My oldest son knows that in order for him to go anywhere with a friend, especially one I haven’t met before, I have to speak with that friend’s parent to make sure the arrangements are agreeable with us both,” she says. “I don’t interrogate (质问) them by asking about their private life. I just want to know that the parents of the other child know what the boys are planning to do. I feel that by my wanting to know I am protecting my son.”
When a parent suspects that their child is hanging out with “the wrong crowd”, the last thing on their mind should be discipline. Instead, Berkley says a parent should be more interested in finding out the reasons behind the behaviors
and the child’s choice to keep company with these types of friends.1.We can infer from the second paragraph that .
A. two children usually go astray together
B. a child can be negatively influenced only when he meets problems
C. a child can easily go astray under the influence of a friend
D. parents know exactly when a child is negatively influenced
2.Mara Berkley probably agrees that you when your child is going out with his friends.
A. should track him secretly B. should not ask him
C. can stop him going out D. do something to interfere
3.How does Lynn Rexroat protect her son according to the text?
A. She questions his son directly.
B. She meets his son’s friends herself.
C. She makes arrangements with the parents of his son’s friends.
D. She communicates with the parents of his son’s friends.
4.The underlined part “keep tabs on” in the fourth paragraph probably means “ ”.
A. watch over B. win over C. bring back D. take control of
高三英语阅读理解中等难度题查看答案及解析
and the child’s choice to keep company with these types of friends.